𝗕𝘂𝘆𝗶𝗻𝗴 𝗯𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝘀𝗼𝗹𝗱, 𝗵𝗼𝘄 𝗱𝗼𝗲𝘀 𝗶𝘁 𝘄𝗼𝗿𝗸? (trusted advice from Craig Pope, Mortgage Adviser)