Канал: Payments Journal

POS Technology Pain Points for Small Business

POS Technology Pain Points for Small Business

How Consumers in Canada are using Prepaid Cards

How Consumers in Canada are using Prepaid Cards

Smartphone Operating System Usage in Canada

Smartphone Operating System Usage in Canada

Top Loyalty Program Participation by Vertical Market

Top Loyalty Program Participation by Vertical Market

Debit Card Usage for Online Digital Content by Age Group

Debit Card Usage for Online Digital Content by Age Group

Five Payment Methods Subject to B2B Payments Fraud, 2020

Five Payment Methods Subject to B2B Payments Fraud, 2020

Payment Methods Affected by Fraud

Payment Methods Affected by Fraud

5 Top Services Used at ATMs

5 Top Services Used at ATMs

Five Common Attributes of Unattended Commerce Technology:

Five Common Attributes of Unattended Commerce Technology:

Four Banks Dominate Consumer Lending in Russia:

Four Banks Dominate Consumer Lending in Russia:

Countries with One or More Credit Cards Per Person:

Countries with One or More Credit Cards Per Person:

Countries with One or More Debit Cards Per Person:

Countries with One or More Debit Cards Per Person:

How the Russian National Payment Card System Clears and Settles Payments Post-Sanctions:

How the Russian National Payment Card System Clears and Settles Payments Post-Sanctions:

Reasons U.S. Small Businesses Choose Primary Card Processing Providers:

Reasons U.S. Small Businesses Choose Primary Card Processing Providers:

Sales Channels Used by U.S. Small Businesses:

Sales Channels Used by U.S. Small Businesses:

Top POS Terminals Used by U.S. Businesses

Top POS Terminals Used by U.S. Businesses

'Smart' Point-of-Sale Terminal Features:

'Smart' Point-of-Sale Terminal Features:

Key Events in the Evolution of Point-of-Sale Terminals:

Key Events in the Evolution of Point-of-Sale Terminals:

How to Define the Middle Market:

How to Define the Middle Market:

Consumers Do Not Want to Pay a Fee for Instant Money Transfers:

Consumers Do Not Want to Pay a Fee for Instant Money Transfers:

Business Use Cases Generating Real-Time Payment Fees:

Business Use Cases Generating Real-Time Payment Fees:

Strategic Gamification for Loyalty Programs:

Strategic Gamification for Loyalty Programs:

Constructed Factors Affecting Loyalty Enrollment and Participation:

Constructed Factors Affecting Loyalty Enrollment and Participation:

Environmental Factors Affecting Loyalty Enrollment and Participation

Environmental Factors Affecting Loyalty Enrollment and Participation

Top Loyalty Programs by Vertical Market:

Top Loyalty Programs by Vertical Market:

Popular Consumer Debit Card Use Cases:

Popular Consumer Debit Card Use Cases:

Frequency of Millennial Debit Card Use:

Frequency of Millennial Debit Card Use:

Frequency of Generation Z Debit Card Use:

Frequency of Generation Z Debit Card Use:

Frequency of Monthly Debit Card Use:

Frequency of Monthly Debit Card Use:

Types of Business Fraud Experienced in Conjunction with Faster Payments:

Types of Business Fraud Experienced in Conjunction with Faster Payments:

Payment Methods Impacted by Business Email Compromise:

Payment Methods Impacted by Business Email Compromise:

Occupational Fraud Schemes in Banking and Financial Services:

Occupational Fraud Schemes in Banking and Financial Services:

Checks Are the Top Vehicle for Commercial Payments Fraud:

Checks Are the Top Vehicle for Commercial Payments Fraud:

How Quantum Computing Might Benefit Companies:

How Quantum Computing Might Benefit Companies:

Top 5 Vertical Markets Engaged in Quantum Computing:

Top 5 Vertical Markets Engaged in Quantum Computing:

Applying Quantum Computing to Real-World Problems:

Applying Quantum Computing to Real-World Problems:

Dollar Volume of Credit Card Fraud Incidents:

Dollar Volume of Credit Card Fraud Incidents:

Percent of Disputed Fraud Events by Payment Method:

Percent of Disputed Fraud Events by Payment Method:

Identity Theft-Related Fraud Experiences by Type:

Identity Theft-Related Fraud Experiences by Type:

Top 5 Types of Fraud Experiences for Debit Cards Attached to a Checking Account:

Top 5 Types of Fraud Experiences for Debit Cards Attached to a Checking Account:

Top 5 Types of Fraud Experiences for Credit Cards:

Top 5 Types of Fraud Experiences for Credit Cards:

Payment Method-Related Fraud Experiences in the Past 12 Months:

Payment Method-Related Fraud Experiences in the Past 12 Months:

Peer-to-Peer App Safety and Security Concerns in Canada:

Peer-to-Peer App Safety and Security Concerns in Canada:

Canadian Use of Non-Bank or Credit Union P2P Apps:

Canadian Use of Non-Bank or Credit Union P2P Apps:

Canadian Use of P2P Payment Apps Supported by Financial Institutions:

Canadian Use of P2P Payment Apps Supported by Financial Institutions:

Trends for Three Major Mobile Wallets in Canada:

Trends for Three Major Mobile Wallets in Canada:

Top Drivers of Non-Traditional Installment Borrowing by Consumers with Credit Cards:

Top Drivers of Non-Traditional Installment Borrowing by Consumers with Credit Cards:

U.S. Household Debt by Type:

U.S. Household Debt by Type:

Payment Technologies Used by Older Generations:

Payment Technologies Used by Older Generations:

Payment Technologies Used by Younger Generations:

Payment Technologies Used by Younger Generations:

In-Store Shopping Activities with Mobile Phones:

In-Store Shopping Activities with Mobile Phones:

Mobile Phone Use for In-Store Comparison Shopping:

Mobile Phone Use for In-Store Comparison Shopping:

Importance of Real-Time or Faster Payments for Bill Pay:

Importance of Real-Time or Faster Payments for Bill Pay:

Importance of Real-Time or Faster Payments for Banking A2A Transfers:

Importance of Real-Time or Faster Payments for Banking A2A Transfers:

Importance of Real-Time or Faster Payments for Receiving Funds In a P2P App:

Importance of Real-Time or Faster Payments for Receiving Funds In a P2P App:

Importance of Real-Time or Faster Payments for Sending Funds Through a P2P App:

Importance of Real-Time or Faster Payments for Sending Funds Through a P2P App:

Digital Wallet Use for Payment Cards:

Digital Wallet Use for Payment Cards:

Market Share of Digital Prepaid Cards by Segment:

Market Share of Digital Prepaid Cards by Segment:

API Technology Challenges Practitioners Want Solved in the Near Future:

API Technology Challenges Practitioners Want Solved in the Near Future:

Trends That Will Impact Companies' Risk Management Strategy:

Trends That Will Impact Companies' Risk Management Strategy:

Consumers Tend to Use Just One App for P2P Transactions:

Consumers Tend to Use Just One App for P2P Transactions:

Consumer Usage of Faster Payments:

Consumer Usage of Faster Payments:

Top Payment Methods Currently Used for Subscription Services:

Top Payment Methods Currently Used for Subscription Services:

Subscription Service Types that Offer a Digital Wallet Payment Method:

Subscription Service Types that Offer a Digital Wallet Payment Method:

Most Popular Online Subscription Types in 2021:

Most Popular Online Subscription Types in 2021:

Median Voluntary Churn Rate by Subscription Industry:

Median Voluntary Churn Rate by Subscription Industry:

Online Mobile Payment App Usage:

Online Mobile Payment App Usage:

Median Involuntary Churn Rate by Subscription Industry:

Median Involuntary Churn Rate by Subscription Industry:

In-store Mobile Payment App Usage:

In-store Mobile Payment App Usage:

Top Digital Wallet Use Cases:

Top Digital Wallet Use Cases:

In-store Shopping Activities with a Mobile Phone:

In-store Shopping Activities with a Mobile Phone:

Top Mobile Phone Activities While Shopping In-store By Generation:

Top Mobile Phone Activities While Shopping In-store By Generation:

Use of New Payment Technologies Since the Pandemic Emerged:

Use of New Payment Technologies Since the Pandemic Emerged:

Credit Card Line Decreases & The Impact of COVID-19:

Credit Card Line Decreases & The Impact of COVID-19:

Major Sources of Funding Used to Deposit Funds onto General Purpose Prepaid Cards:

Major Sources of Funding Used to Deposit Funds onto General Purpose Prepaid Cards:

Why Consumers No Longer Use Their Reloadable Prepaid Card:

Why Consumers No Longer Use Their Reloadable Prepaid Card:

Changes in Banking Behavior Since the Start of the Pandemic:

Changes in Banking Behavior Since the Start of the Pandemic:

More People are Gaming Than Ever Before:

More People are Gaming Than Ever Before:

The Growing Importance of Microtransactions in Digital Gaming:

The Growing Importance of Microtransactions in Digital Gaming:

Percentage of Consumers Using Debit Cards in Payment Wallets by Age Group:

Percentage of Consumers Using Debit Cards in Payment Wallets by Age Group:

How Often Consumers Use Merchant Wallets:

How Often Consumers Use Merchant Wallets:

How Often Consumers Use Universal Wallets:

How Often Consumers Use Universal Wallets:

Greatest Number of Times Consumers Reload GPR Cards:

Greatest Number of Times Consumers Reload GPR Cards:

Types of Retailers Where Consumers Purchased GPR Prepaid Cards in 2021:

Types of Retailers Where Consumers Purchased GPR Prepaid Cards in 2021:

Types of Prepaid Cards U.S. Consumers Purchased in 2021:

Types of Prepaid Cards U.S. Consumers Purchased in 2021:

U.S. Consumers’ Changing Use of Payment Types During COVID-19:

U.S. Consumers’ Changing Use of Payment Types During COVID-19:

Reasons Canadian Consumers Use Credit Cards:

Reasons Canadian Consumers Use Credit Cards:

How Canadian Consumers with Multiple Credit Cards Decide Which Card to Use:

How Canadian Consumers with Multiple Credit Cards Decide Which Card to Use:

Frequent Events Associated with Redeeming Retailer-specific Gift Cards:

Frequent Events Associated with Redeeming Retailer-specific Gift Cards:

Reasons Why Canadian Consumers Have Purchased Gift Cards for Themselves:

Reasons Why Canadian Consumers Have Purchased Gift Cards for Themselves:

Top Locations Where Canadian Consumers Purchase Retailer-Specific Gift Cards:

Top Locations Where Canadian Consumers Purchase Retailer-Specific Gift Cards:

Average Dollar Amount Loaded onto Prepaid Cards by Canadian Consumers:

Average Dollar Amount Loaded onto Prepaid Cards by Canadian Consumers:

Rewards Offered for Debit Card Users in Canada:

Rewards Offered for Debit Card Users in Canada:

Top Methods Small Businesses Use to Prevent Chargebacks:

Top Methods Small Businesses Use to Prevent Chargebacks:

Top Reasons Businesses Don't Accept Payment Cards:

Top Reasons Businesses Don't Accept Payment Cards:

Percentage of Total Small Business Sales by Payment Method:

Percentage of Total Small Business Sales by Payment Method:

Top Sales Channels Used by Small Businesses:

Top Sales Channels Used by Small Businesses:

Commercial Closed-Loop Prepaid Segment Share Trends:

Commercial Closed-Loop Prepaid Segment Share Trends:

How Small Businesses Prefer to Meet Their Business Credit Needs:

How Small Businesses Prefer to Meet Their Business Credit Needs:

Most Small Businesses Use More Than One Credit Card:

Most Small Businesses Use More Than One Credit Card:

Cash Discounting Regulation in the United States:

Cash Discounting Regulation in the United States:

The Pandemic's Impact on Household Budgets:

The Pandemic's Impact on Household Budgets:

The Data Around U.S. Credit Card Line Utilization:

The Data Around U.S. Credit Card Line Utilization:

Smartphone Adoption in the U.S. by Age Group:

Smartphone Adoption in the U.S. by Age Group:

Current Trends in Credit Surcharging and Cash Discounting:

Current Trends in Credit Surcharging and Cash Discounting:

4 Commercial & Enterprise Success Themes for 2022:

4 Commercial & Enterprise Success Themes for 2022:

Credit Purchases and Revolving Debt Declined in 2020:

Credit Purchases and Revolving Debt Declined in 2020:

The Current International Real-Time Payments Landscape:

The Current International Real-Time Payments Landscape:

Fraud Remains a Perennial Challenge in the Prepaid Card Market:

Fraud Remains a Perennial Challenge in the Prepaid Card Market:

Mobile Wallet Adoption for Real-Time Payments:

Mobile Wallet Adoption for Real-Time Payments:

5 Key Trends Influencing the U.S. Prepaid Mobile Phone Market:

5 Key Trends Influencing the U.S. Prepaid Mobile Phone Market:

Overview of the U.S. Prepaid Mobile Market:

Overview of the U.S. Prepaid Mobile Market:

U.S. Open-loop Loads Saw Dramatic Growth During the Pandemic:

U.S. Open-loop Loads Saw Dramatic Growth During the Pandemic:

Percentage of Credit Card Originations by Age Group:

Percentage of Credit Card Originations by Age Group:

How PNC Thinks About Digital Innovation for Treasury Management

How PNC Thinks About Digital Innovation for Treasury Management

Revolving Debt Generates Interest Revenue:

Revolving Debt Generates Interest Revenue:

4 Factors Supporting P2P's Dramatic Growth:

4 Factors Supporting P2P's Dramatic Growth:

The Decline of Checks and the Shift to P2P:

The Decline of Checks and the Shift to P2P:

Anonymous Identity Verification: A Privacy-Friendly Way to Prevent Fraud

Anonymous Identity Verification: A Privacy-Friendly Way to Prevent Fraud

Digital Accounts Gain Momentum, But Financial Services Providers Have Opportunities to Win Customers

Digital Accounts Gain Momentum, But Financial Services Providers Have Opportunities to Win Customers

P2P Payment Growth: Just The Tip of The Iceberg?

P2P Payment Growth: Just The Tip of The Iceberg?

U.S. Fleet Cards are On the Road to Recovery:

U.S. Fleet Cards are On the Road to Recovery:

Seven Positive Trends That Will Shape Credit Cards in 2022:

Seven Positive Trends That Will Shape Credit Cards in 2022:

Introducing a New Way for Banks to Enter the On-Demand Pay Movement

Introducing a New Way for Banks to Enter the On-Demand Pay Movement

Omnichannel Merchants Capture the Attention of Consumers:

Omnichannel Merchants Capture the Attention of Consumers:

Frequent Events Associated with Redeeming Retailer-specific Gift Cards:

Frequent Events Associated with Redeeming Retailer-specific Gift Cards:

Technological Innovation is The Future of Digital Banking

Technological Innovation is The Future of Digital Banking

Locations Where Consumers Purchased General-purpose Non-reloadable Gift Cards:

Locations Where Consumers Purchased General-purpose Non-reloadable Gift Cards:

Locations Where Consumers Purchased Retailer-Specific Gift Cards:

Locations Where Consumers Purchased Retailer-Specific Gift Cards:

The Benefits of Promoting In-Store Shopping:

The Benefits of Promoting In-Store Shopping:

Payments Orchestration: A Tool for Growth and Testing for Payments in LATAM

Payments Orchestration: A Tool for Growth and Testing for Payments in LATAM

Open-Loop Prepaid Payroll Card Market Growth:

Open-Loop Prepaid Payroll Card Market Growth:

It’s Time for B2B Businesses to Embrace a Digital-First Payment Strategy

It’s Time for B2B Businesses to Embrace a Digital-First Payment Strategy

Preferred Method of Authorizing In-Store Debit Card Payments:

Preferred Method of Authorizing In-Store Debit Card Payments:

Average Dollar Amount Loaded Onto Prepaid Cards in the Past Year:

Average Dollar Amount Loaded Onto Prepaid Cards in the Past Year:

Most Important Reward Offered by Credit Card Issuers as Perceived by Consumers:

Most Important Reward Offered by Credit Card Issuers as Perceived by Consumers:

Rethinking Payments with an Omni Stack for Banks and Fintechs

Rethinking Payments with an Omni Stack for Banks and Fintechs

Dispute Prevention in the BNPL Marketplace

Dispute Prevention in the BNPL Marketplace

Unlocking the Value of Real-Time Payments

Unlocking the Value of Real-Time Payments

Frequency of Debit Card Use for Cashback:

Frequency of Debit Card Use for Cashback:

Giact at Money2020

Giact at Money2020

The Most Important Factors for Consumers Choosing a Credit Card:

The Most Important Factors for Consumers Choosing a Credit Card:

Consumer Debit Card Use Cases:

Consumer Debit Card Use Cases:

How Cardholders Pay Their Credit Card Bill:

How Cardholders Pay Their Credit Card Bill:

Top Card Features That Incentivize Consumers to Increase Their Credit Card Usage:

Top Card Features That Incentivize Consumers to Increase Their Credit Card Usage:

How Consumers With Multiple Credit Cards Decide Which Card to Use:

How Consumers With Multiple Credit Cards Decide Which Card to Use:

Top Reasons Consumers Purchase Gift Cards for Themselves:

Top Reasons Consumers Purchase Gift Cards for Themselves:

Favorable Consumer Attitudes Toward Biometric Payments:

Favorable Consumer Attitudes Toward Biometric Payments:

In-Store Shopping is Rebounding:

In-Store Shopping is Rebounding:

Gift Card Fraud Targeting Individuals:

Gift Card Fraud Targeting Individuals:

Gift Card Fraud Trends of 2020:

Gift Card Fraud Trends of 2020:

6 Categories of Friendly Fraud:

6 Categories of Friendly Fraud:

Top Reasons Behind the Increase in Chargebacks:

Top Reasons Behind the Increase in Chargebacks:

Top Factors That Encourage Consumers to Order Online or By Mobile:

Top Factors That Encourage Consumers to Order Online or By Mobile:

The North American Autonomous Truck Market:

The North American Autonomous Truck Market:

U.S. Biometric Methods Adoption for Opening Smartphones:

U.S. Biometric Methods Adoption for Opening Smartphones:

Buyers' Desire to Get Back into Stores Across U.S. Regions:

Buyers' Desire to Get Back into Stores Across U.S. Regions:

U.S. Consumers are Aligned on In-Store Safety Precautions:

U.S. Consumers are Aligned on In-Store Safety Precautions:

Global Consumer Adoption of Top Biometric Authentication Methods:

Global Consumer Adoption of Top Biometric Authentication Methods:

Small Business Usage of the SBA PPP Loan Program:

Small Business Usage of the SBA PPP Loan Program:

Canadian Commercial Credit Card Spend in 2020:

Canadian Commercial Credit Card Spend in 2020:

U.S. Commercial Credit Card Spend in 2020:

U.S. Commercial Credit Card Spend in 2020:

Emerging Use Cases for Request-for-Pay:

Emerging Use Cases for Request-for-Pay:

The Checkout Options Consumers Have Used:

The Checkout Options Consumers Have Used:

Shopping on Websites Based Outside of the United States is an Infrequent Occurrence:

Shopping on Websites Based Outside of the United States is an Infrequent Occurrence:

Key Aspects Small Businesses Consider When Choosing a Financial Institution:

Key Aspects Small Businesses Consider When Choosing a Financial Institution:

Legal Sports Betting Market Growth During COVID-19:

Legal Sports Betting Market Growth During COVID-19:

Forecasting U.S. In-Store Gift Card Usage:

Forecasting U.S. In-Store Gift Card Usage:

IoT Case Study: Laundry Detergent and the IoT Replenishment Revenue Potential

IoT Case Study: Laundry Detergent and the IoT Replenishment Revenue Potential

IoT Case Study: Canon Printers Offer IoT Replenishment Options

IoT Case Study: Canon Printers Offer IoT Replenishment Options

Top Payment Methods Small Businesses Use for Purchasing Products and Services:

Top Payment Methods Small Businesses Use for Purchasing Products and Services:

Six Topics that Concern Small Businesses:

Six Topics that Concern Small Businesses:

Reasons Why Businesses Make Use of Personal Credit Cards:

Reasons Why Businesses Make Use of Personal Credit Cards:

Mobile Point-of-Sale Features Small Businesses Rank as Most Important:

Mobile Point-of-Sale Features Small Businesses Rank as Most Important:

The Preferred Online Bill Payment Methods for Small Businesses:

The Preferred Online Bill Payment Methods for Small Businesses:

The Frequency of Payroll Payments at U.S. Small Businesses:

The Frequency of Payroll Payments at U.S. Small Businesses:

How Much Was Loaded onto U.S. Closed-Loop Prepaid Cards in 2020?

How Much Was Loaded onto U.S. Closed-Loop Prepaid Cards in 2020?

2020's Top Closed-Loop Load Use Cases by U.S. Market Share:

2020's Top Closed-Loop Load Use Cases by U.S. Market Share:

Types of Credit Lines Used by Small Businesses to Finance Business Needs:

Types of Credit Lines Used by Small Businesses to Finance Business Needs:

How COVID-19 Impacted Small Businesses:

How COVID-19 Impacted Small Businesses:

Most Small Businesses Have Experienced Cash Flow Concerns Since the Emergence of COVID-19:

Most Small Businesses Have Experienced Cash Flow Concerns Since the Emergence of COVID-19:

COVID-19 & Closed-Loop Campus Cards:

COVID-19 & Closed-Loop Campus Cards:

The Decline of In-Store Gift Cards:

The Decline of In-Store Gift Cards:

The Growing Popularity of E-Sports Betting:

The Growing Popularity of E-Sports Betting:

6 Top U.S. Sports Betting Markets in 2020 by Betting Handle:

6 Top U.S. Sports Betting Markets in 2020 by Betting Handle:

State Approaches to Legal Sports Betting Vary Widely:

State Approaches to Legal Sports Betting Vary Widely:

The Shift to Legal Sports Betting in the United States:

The Shift to Legal Sports Betting in the United States:

6 Key Dynamics Influencing Mobile as a Commerce Channel:

6 Key Dynamics Influencing Mobile as a Commerce Channel:

Number of Cashless Transactions by Region:

Number of Cashless Transactions by Region:

Buy Now, Pay Later: An Estimated $17 Billion Opportunity for Debit & ACH

Buy Now, Pay Later: An Estimated $17 Billion Opportunity for Debit & ACH

Financial Inclusion Varies By Region:

Financial Inclusion Varies By Region:

If Not for BNPL, How Would Buyers Have Made Their Purchase?

If Not for BNPL, How Would Buyers Have Made Their Purchase?

BNPL Users are Most Likely to Own Debit Cards:

BNPL Users are Most Likely to Own Debit Cards:

Lower Income Consumers More Likely to Have Increased Credit Card Usage During COVID-19:

Lower Income Consumers More Likely to Have Increased Credit Card Usage During COVID-19:

Employed Consumers More Likely to Be Victims of Fraud:

Employed Consumers More Likely to Be Victims of Fraud:

Potential Pitfalls for Merchants Offering BNPL:

Potential Pitfalls for Merchants Offering BNPL:

Six Factors Merchants Should Consider When Choosing a BNPL Vendor:

Six Factors Merchants Should Consider When Choosing a BNPL Vendor:

The Top Actions Consumers Take After Debit Card Security Incidents:

The Top Actions Consumers Take After Debit Card Security Incidents:

Young Consumers More Likely to Experience Fraud of All Types:

Young Consumers More Likely to Experience Fraud of All Types:

The Most Commonly Experienced Types of Fraud:

The Most Commonly Experienced Types of Fraud: