Канал: Chris Choe Mortgage Basics

The difference between home inspection and appraisal?

The difference between home inspection and appraisal?

Secrets to Qualifying for VA Loan Post-Bankruptcy

Secrets to Qualifying for VA Loan Post-Bankruptcy

Insider Tips for FHA Loan Chapter 7

Insider Tips for FHA Loan Chapter 7

How Your Credit Score Impacts Your Mortgage Approval

How Your Credit Score Impacts Your Mortgage Approval

Secrets to Getting Conventional Loan Post-Bankruptcy

Secrets to Getting Conventional Loan Post-Bankruptcy

Myths Busted: Truth About Borrower Paid Compensation

Myths Busted: Truth About Borrower Paid Compensation

The shocking reality of lenders' profits

The shocking reality of lenders' profits

The Most Important Step in Home Searching Process

The Most Important Step in Home Searching Process

Cracking the Code: Understanding Your Mortgage Payment

Cracking the Code: Understanding Your Mortgage Payment

Avoiding Regrets: Mortgage Points Decoded

Avoiding Regrets: Mortgage Points Decoded

Discover What Really Influences Your Interest Rate

Discover What Really Influences Your Interest Rate

Overlook This Step And Slow Your Approval

Overlook This Step And Slow Your Approval

Loan Approval: The Mistake Most People Make

Loan Approval: The Mistake Most People Make

Avoid Rejection: Required Documents for Home Loan Approval 📄🏠

Avoid Rejection: Required Documents for Home Loan Approval 📄🏠

Factors that Speed Up Loan Approval

Factors that Speed Up Loan Approval

Curiosity: The Hidden Delay in Home Buying

Curiosity: The Hidden Delay in Home Buying

🔥💯 What is Conditional Approval? Good or Bad? Find Out Now! 💥

🔥💯 What is Conditional Approval? Good or Bad? Find Out Now! 💥

Avoid Disaster: The Final Step in Home Buying

Avoid Disaster: The Final Step in Home Buying

Commonly Overlooked Step in Home Buying

Commonly Overlooked Step in Home Buying

The Key to Success in the Seventh Step

The Key to Success in the Seventh Step

Ultimate Home Buying Checklist: Key Considerations Explained

Ultimate Home Buying Checklist: Key Considerations Explained

Discover the Ultimate Home Selling Tips

Discover the Ultimate Home Selling Tips

Why Likability Matters in Real Estate

Why Likability Matters in Real Estate

Insider Tips: Mastering the Fifth Step in Home Buying

Insider Tips: Mastering the Fifth Step in Home Buying

Expert Insights: Short Sales and Current Real Estate Competition

Expert Insights: Short Sales and Current Real Estate Competition

Expert Advice: Mortgage Specialist Benefits

Expert Advice: Mortgage Specialist Benefits

Unlocking the Third Step in Home Purchases

Unlocking the Third Step in Home Purchases

Winning a Bidding War in a Competitive Real Estate Market

Winning a Bidding War in a Competitive Real Estate Market

Home Buying: Revealing the First Two Crucial Steps

Home Buying: Revealing the First Two Crucial Steps

Why buy a home with high mortgage rates?

Why buy a home with high mortgage rates?

What is the best week to sell your house!

What is the best week to sell your house!

Why do you need an agent?

Why do you need an agent?

Why Foreclosure Filings are on the Rise

Why Foreclosure Filings are on the Rise

Will home prices fall in 2024?

Will home prices fall in 2024?

Home prices in 2024

Home prices in 2024

Avoid these common mistakes when buying a home

Avoid these common mistakes when buying a home

2024 Real Estate Prediction

2024 Real Estate Prediction

Why people still buy homes with high interest rates

Why people still buy homes with high interest rates

Discover the #1 burning question in the real estate market

Discover the #1 burning question in the real estate market

Breaking the myth: The real story behind unmoving home prices

Breaking the myth: The real story behind unmoving home prices

Real estate affordability is tight #realestate #mortgage #chrischoe

Real estate affordability is tight #realestate #mortgage #chrischoe

Top VA Loan Benefits for our Veterans. Thank you for your service

Top VA Loan Benefits for our Veterans. Thank you for your service

Are adjustable-rate mortgages (ARMs) back in style?

Are adjustable-rate mortgages (ARMs) back in style?

Untangling the confusion: What's really happening with prices?

Untangling the confusion: What's really happening with prices?

The Shocking Reality of Housing Inventory Exposed

The Shocking Reality of Housing Inventory Exposed

Mortgage rate forecast 🧙‍♂️

Mortgage rate forecast 🧙‍♂️

Revealing the Biggest Hurdle in Real Estate Today

Revealing the Biggest Hurdle in Real Estate Today

Brace Yourself: Real Estate Market Headed for a Downturn?

Brace Yourself: Real Estate Market Headed for a Downturn?

Untapped Wealth: Americans' Hidden Home Equity

Untapped Wealth: Americans' Hidden Home Equity

The Real Story: No Wave of Foreclosures to Worry About

The Real Story: No Wave of Foreclosures to Worry About

Don’t be the 1 of 4 homebuyers

Don’t be the 1 of 4 homebuyers

Why real estate news is often misleading

Why real estate news is often misleading

Working from home increases your home buying options

Working from home increases your home buying options

Foreclosures are not going to flood the housing market

Foreclosures are not going to flood the housing market

3 Challenges of Short-Term Rentals

3 Challenges of Short-Term Rentals

Home prices have rebounded!

Home prices have rebounded!

Mortgage Expert Top Tips For Buying A Home

Mortgage Expert Top Tips For Buying A Home

Guess housing didn’t crash after all…

Guess housing didn’t crash after all…

HUGE impact of homeownership

HUGE impact of homeownership

The Hidden Challenges of FSBO: Don't Make These Mistakes

The Hidden Challenges of FSBO: Don't Make These Mistakes

The foundation of the American Dream

The foundation of the American Dream

Truth about home equity in 2023 #realestate #mortgage #chrischoe #1rate

Truth about home equity in 2023 #realestate #mortgage #chrischoe #1rate

Sweet spot for home sellers #realestate #chrischoe #mortgage #1rate

Sweet spot for home sellers #realestate #chrischoe #mortgage #1rate

Homebuyers' Nightmare: Top News to Ease Your Frustration

Homebuyers' Nightmare: Top News to Ease Your Frustration

What’s Next AFTER Clear-To-Close?

What’s Next AFTER Clear-To-Close?

Did buyer demand really go down?

Did buyer demand really go down?

What’s going to happen to mortgage rates?

What’s going to happen to mortgage rates?

Are You Making This Mistake? Rates vs. Needs

Are You Making This Mistake? Rates vs. Needs

How lending standards changed after the crash

How lending standards changed after the crash

Home Price Forecasts: What Experts Are Saying

Home Price Forecasts: What Experts Are Saying

Latest Mortgage News: What You Need to Know

Latest Mortgage News: What You Need to Know

Best way to get the lowest rate in June 2023

Best way to get the lowest rate in June 2023

What’s conditional approval? Is it good?

What’s conditional approval? Is it good?

Min down payment for $1million home

Min down payment for $1million home

This is usually overlooked for FHA mortgages

This is usually overlooked for FHA mortgages

Considering a FHA mortgage loan?

Considering a FHA mortgage loan?

No cash to buy a home?

No cash to buy a home?

Can't qualify for a conventional loan?

Can't qualify for a conventional loan?

HOW MUCH you need to buy a $1 MILLION home in 2023

HOW MUCH you need to buy a $1 MILLION home in 2023

Housing Market Recap 2/17/2023

Housing Market Recap 2/17/2023

FED rate hikes expected through…?

FED rate hikes expected through…?

Inflation going up or down?

Inflation going up or down?

Market Recap Feb. 17, 2023 | Housing and Mortgage Update

Market Recap Feb. 17, 2023 | Housing and Mortgage Update

How MUCH do you NEED to SAVE to buy a $300,000 home?

How MUCH do you NEED to SAVE to buy a $300,000 home?

Home sellers and buyers are adjusting to the new normal

Home sellers and buyers are adjusting to the new normal

The FED raises interest rates in February 2023

The FED raises interest rates in February 2023

FEDs hiked rates again in Feb., 2023

FEDs hiked rates again in Feb., 2023

Mortgage and Housing Market Update Feb. 6, 2023

Mortgage and Housing Market Update Feb. 6, 2023

Total Cash to Buy a House Making $22/hr and $20/hr

Total Cash to Buy a House Making $22/hr and $20/hr

What cost other than down payment to consider when buying a house

What cost other than down payment to consider when buying a house

Min down payment for First-Time Homebuyers

Min down payment for First-Time Homebuyers

Mortgage loan amount for a $42/hr income

Mortgage loan amount for a $42/hr income

Your mortgage shouldn't be 1/2 your income

Your mortgage shouldn't be 1/2 your income

How You Can Become a Homeowner with Just $85K Income!

How You Can Become a Homeowner with Just $85K Income!

Mortgage Housing Market Update 1/23/2023

Mortgage Housing Market Update 1/23/2023

Economic Housing Market Update 1/23/2023

Economic Housing Market Update 1/23/2023

Mortgage and Housing Market Update Jan. 23, 2023

Mortgage and Housing Market Update Jan. 23, 2023

Housing Market Update 1/16/2023

Housing Market Update 1/16/2023

Economic Update for Real Estate 1/16/2023

Economic Update for Real Estate 1/16/2023

Mortgage and Housing Market Update January 16, 2023

Mortgage and Housing Market Update January 16, 2023

2 Largest Costs to Buying a Home

2 Largest Costs to Buying a Home

How to get your PMI lower?

How to get your PMI lower?

When is FHA loan recommended?

When is FHA loan recommended?

How do I get more Lender Credit?

How do I get more Lender Credit?

What happened to the Underwriting Fee?

What happened to the Underwriting Fee?

How a Military Vet bought a home $0 out of pocket and paid off their credit cards #valoan

How a Military Vet bought a home $0 out of pocket and paid off their credit cards #valoan

The sad and common homebuying myth 😢 #homebuying #myths

The sad and common homebuying myth 😢 #homebuying #myths

How to Buy a $715,000 Home in 2023?

How to Buy a $715,000 Home in 2023?

Baltimore's Top Real Estate Agent Shalynn Mills-Arasami

Baltimore's Top Real Estate Agent Shalynn Mills-Arasami

Rent vs Buy a Home?

Rent vs Buy a Home?

Learn From DC Investment Guru Jeff Chin of Compass

Learn From DC Investment Guru Jeff Chin of Compass

How to Buy this $515,000 Home With A $110,000 Income

How to Buy this $515,000 Home With A $110,000 Income

Why is LTV important to a Lender?

Why is LTV important to a Lender?

Conditions Lenders are Clearing for You

Conditions Lenders are Clearing for You

Why Pre Approval is Different and Important

Why Pre Approval is Different and Important

What is a mortgage payment?

What is a mortgage payment?

Do THIS before looking at homes

Do THIS before looking at homes

How early do I need to start when buying a house?

How early do I need to start when buying a house?

QUIZ! DTI impacts your rate? 🤔

QUIZ! DTI impacts your rate? 🤔

Why DTI for a mortgage

Why DTI for a mortgage

How to calculate income for a mortgage loan

How to calculate income for a mortgage loan

Calculating Loan to Value Ratio

Calculating Loan to Value Ratio

ALL Cash VS Loan…Is One Better??

ALL Cash VS Loan…Is One Better??

Lonnie Whitehead: Tips for both Homebuyers and Sellers in November 2022

Lonnie Whitehead: Tips for both Homebuyers and Sellers in November 2022

3 Common Conditions for a Mortgage

3 Common Conditions for a Mortgage

Good or Bad: Conditional Approval?

Good or Bad: Conditional Approval?

Get the Best Rates with the Perfect Quote Request Email

Get the Best Rates with the Perfect Quote Request Email

This creates problems with your loan

This creates problems with your loan

Negative Reviews Can Say A Lot About…

Negative Reviews Can Say A Lot About…

Clear to Close: What Comes Next

Clear to Close: What Comes Next

Expertise.com Ranked Us As One of the Best Mortgage Brokers!

Expertise.com Ranked Us As One of the Best Mortgage Brokers!

How Mortgage Lenders MAKE MONEY

How Mortgage Lenders MAKE MONEY

2nd MOST Common Mistake During the Loan Process

2nd MOST Common Mistake During the Loan Process

Max Loan Limits for 2023

Max Loan Limits for 2023

Max out your seller credit!

Max out your seller credit!

QUIZ! Which 3 is the Best Rate Quote?

QUIZ! Which 3 is the Best Rate Quote?

How to Shop for the Best Mortgage Rate (2023)

How to Shop for the Best Mortgage Rate (2023)

Ask a 1st Grader - What is "Principal"? (Mortgage Speak)

Ask a 1st Grader - What is "Principal"? (Mortgage Speak)

PSA to Homebuyers in 2022: How to Kill Your Loan

PSA to Homebuyers in 2022: How to Kill Your Loan

Interview with Gary Durand of Century 21 New Millennium

Interview with Gary Durand of Century 21 New Millennium

The #1 Mistake People Make When Buying a Home

The #1 Mistake People Make When Buying a Home

Loan Limits and Max Purchase Price for 2023

Loan Limits and Max Purchase Price for 2023

Could the seller PAY FOR the homebuyers CLOSING COSTS? (Seller Credit)

Could the seller PAY FOR the homebuyers CLOSING COSTS? (Seller Credit)

The Biggest Mortgage Myth You're Probably Believing

The Biggest Mortgage Myth You're Probably Believing

2022 Housing Market Get Better? - Top Realtor @KevinGrolig

2022 Housing Market Get Better? - Top Realtor @KevinGrolig

@KevinGrolig’s Tip on How to Fire a Bad Realtor

@KevinGrolig’s Tip on How to Fire a Bad Realtor

Renting vs Buying: Should You Rent or Buy a Home in 2022?

Renting vs Buying: Should You Rent or Buy a Home in 2022?

@KevinGrolig’s Best Tip to a Successful Home Purchase

@KevinGrolig’s Best Tip to a Successful Home Purchase

Avoid Common Mortgage Mistakes: Expert Tips

Avoid Common Mortgage Mistakes: Expert Tips

Discover the 10 Steps to Buying a Home: Ultimate Homebuying Guide

Discover the 10 Steps to Buying a Home: Ultimate Homebuying Guide

Interview with Top Realtor @KevinGrolig from Compass

Interview with Top Realtor @KevinGrolig from Compass

Is the Housing Market headed for a crash?

Is the Housing Market headed for a crash?

House Hunting - Should You Pay Over Asking Price When Purchasing a Home?

House Hunting - Should You Pay Over Asking Price When Purchasing a Home?

How The Fed's Rate Hike in June 2022 Affect Mortgage Rates

How The Fed's Rate Hike in June 2022 Affect Mortgage Rates

Mortgage Hack: Unlock Savings Without Refinancing

Mortgage Hack: Unlock Savings Without Refinancing

How To Avoid A Worthless Mortgage Quote

How To Avoid A Worthless Mortgage Quote

2 Mistakes to Avoid When Buying A Home (Mortgage Edition)

2 Mistakes to Avoid When Buying A Home (Mortgage Edition)

How to Get the BEST Mortgage Preapproval

How to Get the BEST Mortgage Preapproval

PRE Underwriting Or BUST! Don't Take The Risk!

PRE Underwriting Or BUST! Don't Take The Risk!

🔴(LIVE) WATCH This BEFORE You Look At Homes Or Put An Offer

🔴(LIVE) WATCH This BEFORE You Look At Homes Or Put An Offer

Can I Get Preapproved For A Mortgage With NO Docs?

Can I Get Preapproved For A Mortgage With NO Docs?

What's A Mortgage Escrow Account?

What's A Mortgage Escrow Account?

Closing Costs vs Cash to Close - Clear Explanation

Closing Costs vs Cash to Close - Clear Explanation

Will There Be A Housing Bubble Crash In 2022?

Will There Be A Housing Bubble Crash In 2022?

How Do Mortgage Lenders Determine The Loan Amount?

How Do Mortgage Lenders Determine The Loan Amount?

Revealed: How Lenders Profit from Loans

Revealed: How Lenders Profit from Loans

Mortgage Lenders and Referral Fees - What's the Deal?

Mortgage Lenders and Referral Fees - What's the Deal?

If you're not asking your lender mortgage questions...

If you're not asking your lender mortgage questions...

Why Can't I Get the Lowest Mortgage Rate?

Why Can't I Get the Lowest Mortgage Rate?

Should I get more than ONE preapproval?

Should I get more than ONE preapproval?

Appraisal Value is Lower Than Purchase Price? Must Know!

Appraisal Value is Lower Than Purchase Price? Must Know!

FIRST Step to Buying a Home for a First Time Home Buyer

FIRST Step to Buying a Home for a First Time Home Buyer

I Got My Mortgage Pre-Approval Letter! What's Next?

I Got My Mortgage Pre-Approval Letter! What's Next?

My Offer Got Accepted! What's Next In The Mortgage Process?

My Offer Got Accepted! What's Next In The Mortgage Process?

I Got Clear To Close For My Mortgage! What's Next?

I Got Clear To Close For My Mortgage! What's Next?

20% down for a mortgage to buy a home 😭😭😭

20% down for a mortgage to buy a home 😭😭😭

Mortgage YouTuber Studio Setup #shorts #mortgage #studio #setup

Mortgage YouTuber Studio Setup #shorts #mortgage #studio #setup

What Does A Conditional Approval Mean? Homebuying 101

What Does A Conditional Approval Mean? Homebuying 101

What's The Lowest Down Payment For A Mortgage Loan?

What's The Lowest Down Payment For A Mortgage Loan?

Surviving Bankruptcy: The Path to Homeownership!

Surviving Bankruptcy: The Path to Homeownership!

These Mortgage Rate Changes Are BAD

These Mortgage Rate Changes Are BAD

Unlock the Key Math Behind Mortgage Lending

Unlock the Key Math Behind Mortgage Lending

How Does DTI (Debt to Income) Ratio Impact Mortgage Rates

How Does DTI (Debt to Income) Ratio Impact Mortgage Rates

What to Do When the Appraiser Backs Out During the Mortgage Process

What to Do When the Appraiser Backs Out During the Mortgage Process

Why is My FICO Credit Score Different with a Mortgage Lender

Why is My FICO Credit Score Different with a Mortgage Lender

The Key Factors That Impact Your Home Loan Interest Rate

The Key Factors That Impact Your Home Loan Interest Rate

6 STEPS to Getting a Mortgage for First-Time Homebuyers

6 STEPS to Getting a Mortgage for First-Time Homebuyers

What's A Pre-Qualification and Pre-Approval for a Mortgage

What's A Pre-Qualification and Pre-Approval for a Mortgage

How to Find the Best Mortgage Lender or Mortgage Broker

How to Find the Best Mortgage Lender or Mortgage Broker

2 Easy Mistakes That's Slowing Your Mortgage Process

2 Easy Mistakes That's Slowing Your Mortgage Process

RANT: Investopedia Is WRONG About Mortgage Brokers and Lenders

RANT: Investopedia Is WRONG About Mortgage Brokers and Lenders

How to make your mortgage Pre-Approval letter NOT WORTHLESS!

How to make your mortgage Pre-Approval letter NOT WORTHLESS!

Ultimate closing cost explanation for a mortgage loan

Ultimate closing cost explanation for a mortgage loan

Mortgage Document Checklist For Your Loan Application

Mortgage Document Checklist For Your Loan Application

4 Tips To Close Your Mortgage Loan Fast

4 Tips To Close Your Mortgage Loan Fast

How do you get the lowest interest rate for a mortgage with no cost

How do you get the lowest interest rate for a mortgage with no cost

What is a conforming mortgage loan limit in real estate?

What is a conforming mortgage loan limit in real estate?

Appraisal Waiver - What is it and How to get one

Appraisal Waiver - What is it and How to get one

640 Credit Score: How to Choose the Best Mortgage Loan

640 Credit Score: How to Choose the Best Mortgage Loan

How to choose the best mortgage loan for a $2,000,0000 home

How to choose the best mortgage loan for a $2,000,0000 home