Канал: Khash Saghafi

FHA Guidelines for IRAs and 401ks: What You Need to Know

FHA Guidelines for IRAs and 401ks: What You Need to Know

Understanding FHA Guidelines for Student Loans: Key Calculation Explained!

Understanding FHA Guidelines for Student Loans: Key Calculation Explained!

How to Use Rental Income for FHA Loan Approval!

How to Use Rental Income for FHA Loan Approval!

FHA Loan Credit Score Secrets: What You Need to Know!

FHA Loan Credit Score Secrets: What You Need to Know!

FHA Loan Denied for Marijuana Income? Here's Why!

FHA Loan Denied for Marijuana Income? Here's Why!

Secret FHA Guidelines Every Homebuyer Must Know!

Secret FHA Guidelines Every Homebuyer Must Know!

Why First-Time Home Buyers Need a Real Estate Agent

Why First-Time Home Buyers Need a Real Estate Agent

Skyrocket Your Credit Score in Just 7 Days! 🚀 Click to See How!

Skyrocket Your Credit Score in Just 7 Days! 🚀 Click to See How!

From 5 Lender Rejections to Happy Homeowners in Just 7 Days!

From 5 Lender Rejections to Happy Homeowners in Just 7 Days!

How I Raised a Credit Score 130 Points in Just 7 Days!

How I Raised a Credit Score 130 Points in Just 7 Days!

Learn How to Raise Your Credit Fast & Buy a Home!

Learn How to Raise Your Credit Fast & Buy a Home!

I Raised his Credit 130 Points in 7 Days! (Here's How)

I Raised his Credit 130 Points in 7 Days! (Here's How)

You don't need a credit score for a VA loan!

You don't need a credit score for a VA loan!

Why the 1.8 Billion Dollar NAR Lawsuit Isn't as Bad as You Think

Why the 1.8 Billion Dollar NAR Lawsuit Isn't as Bad as You Think

Why Veterans Struggle to Buy Homes! (2024)

Why Veterans Struggle to Buy Homes! (2024)

Judge Accepts NARs Settlement Offer I 3 Big Changes

Judge Accepts NARs Settlement Offer I 3 Big Changes

Sneak Peek: Game-Changing NAR Lawsuit Update

Sneak Peek: Game-Changing NAR Lawsuit Update

The NAR Lawsuit: Impact on Home Buyers in America

The NAR Lawsuit: Impact on Home Buyers in America

The Real Story Behind BILLION Dollar NAR Lawsuit

The Real Story Behind BILLION Dollar NAR Lawsuit

Three Essential Tips for Buying a Home (+Bonus Tip)

Three Essential Tips for Buying a Home (+Bonus Tip)

Real-Life Short Appraisal Scenario: Navigating Your Real Estate Deal

Real-Life Short Appraisal Scenario: Navigating Your Real Estate Deal

Condo Buying Guide: How the Condo Questionnaire Affects Your Closing

Condo Buying Guide: How the Condo Questionnaire Affects Your Closing

Gift Money for Home Loans: Real Life Scenario

Gift Money for Home Loans: Real Life Scenario

Khash Saghafi Breaks Down OVERTIME Pay When Buying a Home

Khash Saghafi Breaks Down OVERTIME Pay When Buying a Home

Home Inspection vs. Appraisal: What Every Buyer Must Know

Home Inspection vs. Appraisal: What Every Buyer Must Know

Avoid Hidden Surprises: Essential Tips for First-Time Homebuyers

Avoid Hidden Surprises: Essential Tips for First-Time Homebuyers

How do you Dispute an Appraisal?

How do you Dispute an Appraisal?

Home Buying Tip: The Bank Statement Pitfall to Avoid!

Home Buying Tip: The Bank Statement Pitfall to Avoid!

First-Time Homebuyers: Beware of Hidden Surprises!

First-Time Homebuyers: Beware of Hidden Surprises!

HELOC Demystified: A Real-World Example with Numbers

HELOC Demystified: A Real-World Example with Numbers

When Do I Need the Money?

When Do I Need the Money?

Quick Guide: Understanding What a HELOC Is

Quick Guide: Understanding What a HELOC Is

When Can I Call You?

When Can I Call You?

Can You Always Use Bonus and Overtime for Your Loan?

Can You Always Use Bonus and Overtime for Your Loan?

Income Alert: Not All Earnings Count Towards Your Mortgage!

Income Alert: Not All Earnings Count Towards Your Mortgage!

Mortgage Mythbuster: Is Overtime Pay Always Useable for Loans?

Mortgage Mythbuster: Is Overtime Pay Always Useable for Loans?

Is Overtime Always Useable?

Is Overtime Always Useable?

Should You Skip the Home Inspection for Just an Appraisal? #business #mortgageeducation #creditcheck

Should You Skip the Home Inspection for Just an Appraisal? #business #mortgageeducation #creditcheck

Why an Appraisal Isn't a Home Inspection: Key Differences

Why an Appraisal Isn't a Home Inspection: Key Differences

Quick Fact: Appraisal Is NOT a Home Inspection!

Quick Fact: Appraisal Is NOT a Home Inspection!

Is an Appraisal a Home Inspection?

Is an Appraisal a Home Inspection?

Quick Mortgage Tip: Review Your Documents Thoroughly! #business #mortgageeducation #creditcheck

Quick Mortgage Tip: Review Your Documents Thoroughly! #business #mortgageeducation #creditcheck

Mortgage Insight: The Importance of Clear Document Photocopies

Mortgage Insight: The Importance of Clear Document Photocopies

Mortgage Tip: Why Keeping Copies of Your Paperwork Matters!

Mortgage Tip: Why Keeping Copies of Your Paperwork Matters!

Why do I get asked for the Same Things from the Lender?

Why do I get asked for the Same Things from the Lender?

3 things you can do to Lower your Credit Score

3 things you can do to Lower your Credit Score

3 Things You Can Do to Raise Your Credit Score

3 Things You Can Do to Raise Your Credit Score

Critical Home Buying Error: Avoid This at All Costs!

Critical Home Buying Error: Avoid This at All Costs!

What is a good gameplan when preparing to look at homes?

What is a good gameplan when preparing to look at homes?

Master the Deal: 3 Key Negotiating Strategies for Homebuyers

Master the Deal: 3 Key Negotiating Strategies for Homebuyers

Sellers' Advantage: 3 Top Negotiating Tactics for a Successful Sale

Sellers' Advantage: 3 Top Negotiating Tactics for a Successful Sale

Understanding Mortgage Points: Save or Spend?

Understanding Mortgage Points: Save or Spend?

Lowest Mortgage Rate: Is It Always the Best Choice?

Lowest Mortgage Rate: Is It Always the Best Choice?

Homeowners Insurance Timing: When to Start Paying?

Homeowners Insurance Timing: When to Start Paying?

First-Time Homebuyers: Watch Out for This Trap!

First-Time Homebuyers: Watch Out for This Trap!

Home Buying Pitfalls: Avoid These Common Mistake!

Home Buying Pitfalls: Avoid These Common Mistake!

HELOC Explained: Unlocking Your Home's Equity

HELOC Explained: Unlocking Your Home's Equity

What is closing day like?

What is closing day like?

Is a Home Inspection Necessary? What Buyers Need to Know

Is a Home Inspection Necessary? What Buyers Need to Know

Calculating Your Budget: How Much Money Do You Need to Buy a Home?

Calculating Your Budget: How Much Money Do You Need to Buy a Home?

Can Sellers Make Repairs Before Selling? Mortgage & Real Estate Insights

Can Sellers Make Repairs Before Selling? Mortgage & Real Estate Insights

Can I use Someone Else's Credit?

Can I use Someone Else's Credit?

Is There a Charge to Pull My Credit?

Is There a Charge to Pull My Credit?

Why is there so much Paperwork?

Why is there so much Paperwork?

Are There Application Fees?

Are There Application Fees?

How Much Does ONE Late Payment Hurt my Credit?

How Much Does ONE Late Payment Hurt my Credit?

How Many Times Does My Credit Get Checked?

How Many Times Does My Credit Get Checked?

How Long is a Pre-Approval Good For?

How Long is a Pre-Approval Good For?

Why is there so much paperwork?

Why is there so much paperwork?

Why Does it matter who gives me Money?

Why Does it matter who gives me Money?

Why do we verify where money comes from?

Why do we verify where money comes from?

Can I afford to buy a home?

Can I afford to buy a home?

Do Conventional Loans Require a Credit Check on Closing Day?

Do Conventional Loans Require a Credit Check on Closing Day?

Should I wait to buy a Home?

Should I wait to buy a Home?

Closing Day Credit Checks for VA Loans: What You Need to Know!

Closing Day Credit Checks for VA Loans: What You Need to Know!

FHA Loans for 2-Family Homes: Understanding the Down Payment

FHA Loans for 2-Family Homes: Understanding the Down Payment

How Do I Save for a Down Payment?

How Do I Save for a Down Payment?

USDA Loans Explained: Zero Down Payment Homeownership!

USDA Loans Explained: Zero Down Payment Homeownership!

Boost Your Credit Score Fast: Top Strategies Unveiled!

Boost Your Credit Score Fast: Top Strategies Unveiled!

Who Makes Appraiser-Requested Repairs? Buyer or Seller?

Who Makes Appraiser-Requested Repairs? Buyer or Seller?

The 3 Things it takes to get A Loan (Part 3)

The 3 Things it takes to get A Loan (Part 3)

VA Loans for Quadplexes: $0 Down Payment Explained

VA Loans for Quadplexes: $0 Down Payment Explained

Disputing an Appraisal: Your Rights and How to Do It

Disputing an Appraisal: Your Rights and How to Do It

Why Real Estate Agents Can Get You More Money for Your Home

Why Real Estate Agents Can Get You More Money for Your Home

The 3 Things it takes to get A Loan (Part 2)

The 3 Things it takes to get A Loan (Part 2)

FHA Appraisal Essentials: Why Water Must Be On!

FHA Appraisal Essentials: Why Water Must Be On!

The 3 Things it takes to get A Loan (Part 1)

The 3 Things it takes to get A Loan (Part 1)

Boost Your Credit Fast: The Power of Removing Negative Items!

Boost Your Credit Fast: The Power of Removing Negative Items!

Conventional Loan Appraisals: Do Utilities Need to Be On?

Conventional Loan Appraisals: Do Utilities Need to Be On?

Chapter 13 Bankruptcy & FHA Loans: Yes, You Can Qualify!

Chapter 13 Bankruptcy & FHA Loans: Yes, You Can Qualify!

Three Reasons why Delays Occur

Three Reasons why Delays Occur

Buying a Manufactured Home with FHA: Just 3.5% Down!

Buying a Manufactured Home with FHA: Just 3.5% Down!

Removing Authorized User Accounts: Clearing Your Credit Easily!

Removing Authorized User Accounts: Clearing Your Credit Easily!

The TWO Parts to Employment (Part 2)

The TWO Parts to Employment (Part 2)

The Truth about Overtime & Bonus Income in Mortgage Qualification!

The Truth about Overtime & Bonus Income in Mortgage Qualification!

Why Depositing Cash Can Be a Mortgage Nightmare!

Why Depositing Cash Can Be a Mortgage Nightmare!

The TWO Parts to Employment (Part 1)

The TWO Parts to Employment (Part 1)

Divorce Decrees & Mortgages: Excluding Debt from Your DTI Ratio!

Divorce Decrees & Mortgages: Excluding Debt from Your DTI Ratio!

Why Moving Money Can Derail Your Home Purchase!

Why Moving Money Can Derail Your Home Purchase!

Making Repairs Before Closing: The Key to Securing Your Loan!

Making Repairs Before Closing: The Key to Securing Your Loan!

Can I refinance later to get a lower rate?

Can I refinance later to get a lower rate?

VA Appraisals: Sticking with the Home for 6 Months!

VA Appraisals: Sticking with the Home for 6 Months!

Traditional Financing for Manufactured Homes: The Land Ownership Requirement!

Traditional Financing for Manufactured Homes: The Land Ownership Requirement!

Can the seller pay my closing costs?

Can the seller pay my closing costs?

FHA Appraisals: How They Attach to a Home for 120 Days!

FHA Appraisals: How They Attach to a Home for 120 Days!

No Credit Score? You Can Still Get a VA Loan!

No Credit Score? You Can Still Get a VA Loan!

How bad do late payments affect me?

How bad do late payments affect me?

3.5% Down for a 2-Family Home? FHA Loan Secrets Unveiled!

3.5% Down for a 2-Family Home? FHA Loan Secrets Unveiled!

15% Down for a 2-Family Home? Conventional Loan Insights!

15% Down for a 2-Family Home? Conventional Loan Insights!

Condo Buying with 3% Down: The Power of Conventional Loans!

Condo Buying with 3% Down: The Power of Conventional Loans!

How can a Co-signor help me?

How can a Co-signor help me?

Refinancing to Eliminate PMI: Unlock Your Home's True Value!

Refinancing to Eliminate PMI: Unlock Your Home's True Value!

Getting a VA Loan While in Chapter 13 Bankruptcy: Facts Revealed!

Getting a VA Loan While in Chapter 13 Bankruptcy: Facts Revealed!

What is the difference between a BANK & BROKER?

What is the difference between a BANK & BROKER?

Using Child Support as Qualifying Income for Mortgages: What You Need to Know!

Using Child Support as Qualifying Income for Mortgages: What You Need to Know!

Buy a Manufactured Home with Just 3% Down! | Conventional Home Loan Tips

Buy a Manufactured Home with Just 3% Down! | Conventional Home Loan Tips

What happens when my loan is Sold?

What happens when my loan is Sold?

How much Money do I need to Buy a Home?

How much Money do I need to Buy a Home?

Why do I get asked for the Same Things from the Lender?

Why do I get asked for the Same Things from the Lender?

If the house Appraises for MORE does that Help you?

If the house Appraises for MORE does that Help you?

Is Overtime Always useable?

Is Overtime Always useable?

What Happens When a Home Does Not Appraise?

What Happens When a Home Does Not Appraise?

How do you Dispute an Appraisal?

How do you Dispute an Appraisal?

How can closing cost be handled?

How can closing cost be handled?

How do I Know If I can Afford a Home?

How do I Know If I can Afford a Home?

Is an appraisal a home inspection?

Is an appraisal a home inspection?

Why Do My Credit Karma Scores Not Match My Mortgage Lender's?

Why Do My Credit Karma Scores Not Match My Mortgage Lender's?

What is a USDA Loan

What is a USDA Loan

Are Manufactured Homes Hard to Finance?

Are Manufactured Homes Hard to Finance?

Is PMI Bad? Understanding Private Mortgage Insurance

Is PMI Bad? Understanding Private Mortgage Insurance

How bad does bankruptcy affect buying as home?

How bad does bankruptcy affect buying as home?

I just got Denied a Mortgage. Could you Approve me?

I just got Denied a Mortgage. Could you Approve me?

How do you Dispute an Appraisal?

How do you Dispute an Appraisal?

When Do I Need the Money?

When Do I Need the Money?

How much does ONE Late Payment affect your credit?

How much does ONE Late Payment affect your credit?

Who am I Giving My Money to?

Who am I Giving My Money to?

When Can I Call You?

When Can I Call You?

Do I HARD Pull Your Credit?

Do I HARD Pull Your Credit?

I've Never Done this Before.

I've Never Done this Before.

Can you get a loan with Bad Credit?

Can you get a loan with Bad Credit?

Mastering Debt-to-Income & Income Calculations | Khash Saghafi

Mastering Debt-to-Income & Income Calculations | Khash Saghafi

3 Steps to Achieve Any Goal

3 Steps to Achieve Any Goal

Is it okay to move money around?

Is it okay to move money around?

Can I Refinance Later?

Can I Refinance Later?

How do down payment assistance loans work?

How do down payment assistance loans work?

3 Selling Tips To Sell Your House Faster (Tip #3 is a must)

3 Selling Tips To Sell Your House Faster (Tip #3 is a must)

3 Things Every Home buyers Should Know Before Buying a House

3 Things Every Home buyers Should Know Before Buying a House

5 Key Documents Every Home Buyer Needs to Get Preapproved | Loan Originators Advice

5 Key Documents Every Home Buyer Needs to Get Preapproved | Loan Originators Advice

Credit Pulls Unveiled: Soft vs. Hard (How it affects your application)

Credit Pulls Unveiled: Soft vs. Hard (How it affects your application)

The Difference Between Prequalification and Preapproval (Explained in 5 minutes)

The Difference Between Prequalification and Preapproval (Explained in 5 minutes)

Reason Why Investing in a Two-family House is a Best Option (Even for Beginners)

Reason Why Investing in a Two-family House is a Best Option (Even for Beginners)

3 Reasons That Keep Home Buyers From Getting The Loan (Part 3)

3 Reasons That Keep Home Buyers From Getting The Loan (Part 3)

3 Reasons That Keep Home Buyers From Getting The Loan (Part 2)

3 Reasons That Keep Home Buyers From Getting The Loan (Part 2)

3 Reasons That Keep Homebuyers From Getting The Loan ( Part 1)

3 Reasons That Keep Homebuyers From Getting The Loan ( Part 1)

Get The Loan and Buy The House You Want By Following these 3 Basic Things

Get The Loan and Buy The House You Want By Following these 3 Basic Things

Is Bonus and Overtime Always Used to Qualify For a Mortgage?

Is Bonus and Overtime Always Used to Qualify For a Mortgage?

What is The FASTEST Way to Raise YOUR Credit Score

What is The FASTEST Way to Raise YOUR Credit Score

How Many Times Do We Pull Your Credit

How Many Times Do We Pull Your Credit

How is Employment VERIFIED

How is Employment VERIFIED

How to Go From DECLINED to APPROVED

How to Go From DECLINED to APPROVED

These Things Frustrate Home Buyers

These Things Frustrate Home Buyers

Why Lenders Need All Pages of Your Documents

Why Lenders Need All Pages of Your Documents

Why Pre-approvals Go Bad?

Why Pre-approvals Go Bad?

What is a FUNDER?

What is a FUNDER?

What or Who Is The Closer

What or Who Is The Closer

Is It a Bad Time to Buy (Home Buyers Guide)

Is It a Bad Time to Buy (Home Buyers Guide)

Can Seller Pay The Closing Cost?

Can Seller Pay The Closing Cost?

Do You Need 20% Down Payment to Buy a Home?

Do You Need 20% Down Payment to Buy a Home?

Why Working With A Real Estate Agent is IMPORTANT

Why Working With A Real Estate Agent is IMPORTANT

Why Do problems Arise Later in Purchases? | Home Buying Guide

Why Do problems Arise Later in Purchases? | Home Buying Guide

4 Pieces of MONEY Needed to Buy a Home

4 Pieces of MONEY Needed to Buy a Home

How Do We Calculate Your DTI Ratio | Fully Explained

How Do We Calculate Your DTI Ratio | Fully Explained

Own A Home and Thinking About Selling it?

Own A Home and Thinking About Selling it?

Cash Deposits and The Headaches They Cause

Cash Deposits and The Headaches They Cause

Can a Buyer Make REPAIRS Before Closing?

Can a Buyer Make REPAIRS Before Closing?

Can YOU Get Declined After Being Preapproved?

Can YOU Get Declined After Being Preapproved?

How Important is The CREDIT SCORE

How Important is The CREDIT SCORE

WHAT IS AN UNDERWRITER?| explained in 4 minutes

WHAT IS AN UNDERWRITER?| explained in 4 minutes

Is an Appraisal a Home Inspection?

Is an Appraisal a Home Inspection?

How Collections Are Handled

How Collections Are Handled

Can I BUY Before Selling My House?

Can I BUY Before Selling My House?

Do I pay a Real Estate Agent if I'm Buying a Home?

Do I pay a Real Estate Agent if I'm Buying a Home?

What is PMI?

What is PMI?

Does VA Charge EXTRA fees?

Does VA Charge EXTRA fees?

If One Bank Declines Your LOAN, Can You Go Somewhere Else?

If One Bank Declines Your LOAN, Can You Go Somewhere Else?

How Does Having a Bankruptcy AFFECT Getting a Mortgage Loan

How Does Having a Bankruptcy AFFECT Getting a Mortgage Loan

What Are Your 5 Options if an Appraisal Comes in Short?

What Are Your 5 Options if an Appraisal Comes in Short?

How To Raise The Credit Score

How To Raise The Credit Score

How Do FHA Loans Work?

How Do FHA Loans Work?

What documents are needed to get Pre-Approved?

What documents are needed to get Pre-Approved?

How To Qualify For an FHA Mortgage Loan

How To Qualify For an FHA Mortgage Loan

The COST of Home Ownership

The COST of Home Ownership

Is "Clear to Close" REALLY Clear to Close?

Is "Clear to Close" REALLY Clear to Close?

Credit Score vs Credit History: Know The Difference

Credit Score vs Credit History: Know The Difference

This is How Long You Can Go Conventional After Foreclosure

This is How Long You Can Go Conventional After Foreclosure

Credit Repair 101: Expert Advice on FIXING a Bad Credit

Credit Repair 101: Expert Advice on FIXING a Bad Credit

This is How Long for You to Go USDA after a Foreclosure

This is How Long for You to Go USDA after a Foreclosure

Home-buying Success: 4 Things You SHOULD Do (Prize Awaits Inside)

Home-buying Success: 4 Things You SHOULD Do (Prize Awaits Inside)

This is How long for YOU to go VA after a foreclosure

This is How long for YOU to go VA after a foreclosure

Buying a Home? Don't Make These UNDERRATED Mistakes!

Buying a Home? Don't Make These UNDERRATED Mistakes!