Канал: Mortgage Nerd® - Phil Stevenson

What's a Foreign National Loan?

What's a Foreign National Loan?

White Water Rafting in CO!

White Water Rafting in CO!

What's a Bridge Loan?

What's a Bridge Loan?

Trusts & Real Estate #shorts

Trusts & Real Estate #shorts

Just Do It!

Just Do It!

SBA Commercial Mortgage Options!

SBA Commercial Mortgage Options!

Don't Wait to Buy! #shorts

Don't Wait to Buy! #shorts

Business Purpose DSCR Loan!

Business Purpose DSCR Loan!

Trusts & Real Estate!

Trusts & Real Estate!

Waiting for Real Estate!

Waiting for Real Estate!

Power of Attorney & Mortgages!

Power of Attorney & Mortgages!

What's a Stalking Horse Bid?

What's a Stalking Horse Bid?

The Realtor Commission Issue #shorts

The Realtor Commission Issue #shorts

Help for the Realtor Commission Issue

Help for the Realtor Commission Issue

Don't miss this one! #shorts

Don't miss this one! #shorts

Why Are Mortgage Rates Rising?

Why Are Mortgage Rates Rising?

Loan Commitment vs Loan Approval

Loan Commitment vs Loan Approval

First Time Homebuyer Myth!

First Time Homebuyer Myth!

The Gift of Equity!

The Gift of Equity!

Due On Sale Clause + LLCs

Due On Sale Clause + LLCs

VA IRRRL is back!

VA IRRRL is back!

Will the Fed Print More $$$?

Will the Fed Print More $$$?

Realtor Commission Drama!

Realtor Commission Drama!

I Predict Demand Increasing!

I Predict Demand Increasing!

I Anticipated This Before COVID!

I Anticipated This Before COVID!

What is Leadership?

What is Leadership?

Overpaying Property Taxes? I Can Help!

Overpaying Property Taxes? I Can Help!

Developer Construction Loans!

Developer Construction Loans!

Investment & 2nd Home Just Got Cheaper!

Investment & 2nd Home Just Got Cheaper!

Housing Shortage Explained!

Housing Shortage Explained!

The Trump Case!

The Trump Case!

Occupancy Fraud!

Occupancy Fraud!

Monica Betancourt Interview!

Monica Betancourt Interview!

Is Joe Biden Making Mortgages More Expensive?

Is Joe Biden Making Mortgages More Expensive?

Beware This Mortgage Scam!

Beware This Mortgage Scam!

How to Remove PMI!

How to Remove PMI!

Cities with Highest "Barriers" to Homeownership!

Cities with Highest "Barriers" to Homeownership!

Homestead Exemption! #shorts

Homestead Exemption! #shorts

VA Clients Being Taken Advantage Of!

VA Clients Being Taken Advantage Of!

Sandra Pariente Interview!

Sandra Pariente Interview!

Audrey Ross Interview!

Audrey Ross Interview!

Multifamily Now Less Money Down!

Multifamily Now Less Money Down!

Advice or Greed?

Advice or Greed?

Miami Dolphins halftime show vs Bills Jan 7, 2024

Miami Dolphins halftime show vs Bills Jan 7, 2024

What Goes Up, Must Come Down!

What Goes Up, Must Come Down!

VA IRRRL Refinance Wave!

VA IRRRL Refinance Wave!

Lizzy Santana Testimonial!

Lizzy Santana Testimonial!

Rates in the 5's! #shorts

Rates in the 5's! #shorts

Mortgage Rates Plummet! #shorts

Mortgage Rates Plummet! #shorts

$5,000 Grant For Buyers! #shorts

$5,000 Grant For Buyers! #shorts

Are Values Falling? #shorts

Are Values Falling? #shorts

VA Borrowers Face Foreclosure!

VA Borrowers Face Foreclosure!

VA Loan Assumptions!

VA Loan Assumptions!

What Happens to Rates During a Recession?

What Happens to Rates During a Recession?

Chris Colston Testimonial

Chris Colston Testimonial

Realtors! Show the Cost of Waiting!

Realtors! Show the Cost of Waiting!

Realtors! Don't Drop Your Prices Yet!

Realtors! Don't Drop Your Prices Yet!

The Cost of Waiting!

The Cost of Waiting!

Loan Limits Increase!

Loan Limits Increase!

Hometown Heroes is Back!

Hometown Heroes is Back!

VA Loan Myth No. 10

VA Loan Myth No. 10

VA Loan Myth #9

VA Loan Myth #9

VA Loan Myth No. 8!

VA Loan Myth No. 8!

VA Loan Myth No. 7!

VA Loan Myth No. 7!

VA Loan Myth No #6

VA Loan Myth No #6

VA Loan Myth No. 5

VA Loan Myth No. 5

VA Loan Myth #4

VA Loan Myth #4

VA Loan Myth No. 3!

VA Loan Myth No. 3!

VA Loan Myth No. 2!

VA Loan Myth No. 2!

VA Loan Myth No. 1

VA Loan Myth No. 1

VA Myth Series Intro!

VA Myth Series Intro!

Mortgage Licenses Drop Dramatically!

Mortgage Licenses Drop Dramatically!

Student Loan Buster!

Student Loan Buster!

Reverse Mortgage as Insurance!

Reverse Mortgage as Insurance!

Credit Card VS Mortgage Rates!

Credit Card VS Mortgage Rates!

Banks are Lending Less!

Banks are Lending Less!

Mortgage Rates VS Rent!

Mortgage Rates VS Rent!

Broker Owner's Network!

Broker Owner's Network!

Property Tax Notices Sent!

Property Tax Notices Sent!

Hometown Heroes Runs our of MONEY!

Hometown Heroes Runs our of MONEY!

Reverse Mortgage FACT!

Reverse Mortgage FACT!

3 Ways To Use A Reverse Mortgage!

3 Ways To Use A Reverse Mortgage!

Reverse Mortgage MythBuster: Myth #7

Reverse Mortgage MythBuster: Myth #7

Reverse Mortgage MythBuster: Myth #6

Reverse Mortgage MythBuster: Myth #6

Reverse Mortgage MythBuster: Myth #5

Reverse Mortgage MythBuster: Myth #5

Reverse Mortgage MythBuster: Myth #4

Reverse Mortgage MythBuster: Myth #4

Reverse Mortgage MythBuster: Myth #3 #reversemortgage

Reverse Mortgage MythBuster: Myth #3 #reversemortgage

Reverse Mortgage MythBuster: Myth #2

Reverse Mortgage MythBuster: Myth #2

Reverse Mortgage MythBuster: Myth #1

Reverse Mortgage MythBuster: Myth #1

Reverse Mortgage is a Scam!

Reverse Mortgage is a Scam!

What is Hometown Heroes?

What is Hometown Heroes?

When will Hometown Heroes Run Out of Money Again?

When will Hometown Heroes Run Out of Money Again?

Real Estate Values Crashing Upwards?

Real Estate Values Crashing Upwards?

Taxes Trap People in Homes!

Taxes Trap People in Homes!

Huge Housing Improvement!

Huge Housing Improvement!

Hometown Heroes Out of Money!!!

Hometown Heroes Out of Money!!!

Financial Literacy for Kids: Miles & Credit Cards

Financial Literacy for Kids: Miles & Credit Cards

Financial Literacy for Kids: Clearance!

Financial Literacy for Kids: Clearance!

Financial Literacy for Kids: Real Estate!

Financial Literacy for Kids: Real Estate!

Financial Literacy for Kids! Let's Talk Credit!

Financial Literacy for Kids! Let's Talk Credit!

Financial Literacy for Kids! (Part 1)

Financial Literacy for Kids! (Part 1)

Whose Predictions are Correct?

Whose Predictions are Correct?

Hometown Heroes Pros & Cons!

Hometown Heroes Pros & Cons!

People Are Gonna Hate This!

People Are Gonna Hate This!

Research Your Lender!

Research Your Lender!

Debt Consolidation Tool!

Debt Consolidation Tool!

Down Payment Assistance Programs!

Down Payment Assistance Programs!

Student Loan Payments Resume Soon!

Student Loan Payments Resume Soon!

How to Build Wealth through Real Estate!

How to Build Wealth through Real Estate!

Hometown Heroes Rates Plummet!

Hometown Heroes Rates Plummet!

Hometown Heroes Gets a Facelift!

Hometown Heroes Gets a Facelift!

What's an ITIN Mortgage?

What's an ITIN Mortgage?

FHA's New 40 Year Mortgage?

FHA's New 40 Year Mortgage?

Supply Shock in Real Estate!

Supply Shock in Real Estate!

April Interest Rate Update!

April Interest Rate Update!

How to Buy a Second Home!

How to Buy a Second Home!

VA's New Closed Construction Mortgage!

VA's New Closed Construction Mortgage!

Lower VA Funding Fee!

Lower VA Funding Fee!

Refinance Your HELOC!

Refinance Your HELOC!

What is Title Insurance?

What is Title Insurance?

What is the Consumer Price Index?

What is the Consumer Price Index?

Current Mortgage Rate Environment Explained!

Current Mortgage Rate Environment Explained!

What They Don’t Tell You About Credit Scores!

What They Don’t Tell You About Credit Scores!

The Market is Starting to Turn!

The Market is Starting to Turn!

We are NOW in a Sellers Market!

We are NOW in a Sellers Market!

Generate Your Own Pre-approval Letters!

Generate Your Own Pre-approval Letters!

BREAKING: FHA Lowers Mortgage Insurance Premium!

BREAKING: FHA Lowers Mortgage Insurance Premium!

How Hybrid BNI Works!

How Hybrid BNI Works!

5 DAY HELOC! (Home Equity Line of Credit)

5 DAY HELOC! (Home Equity Line of Credit)

The Sun is Setting on High Rates!

The Sun is Setting on High Rates!

Can AI Replace Mortgage Brokers?

Can AI Replace Mortgage Brokers?

Fixed Rate Mortgage VS. Adjustable Rate Mortgage!

Fixed Rate Mortgage VS. Adjustable Rate Mortgage!

Do You WIN When You Do The Ethical Thing?

Do You WIN When You Do The Ethical Thing?

Largest Gap on Interest Rates, Explained!

Largest Gap on Interest Rates, Explained!

Closing 2 Properties in a Week!

Closing 2 Properties in a Week!

Rates ARE DROPPING! Don't miss out on this HUGE opportunity!

Rates ARE DROPPING! Don't miss out on this HUGE opportunity!

The Haunted Museum of Coral Gables!

The Haunted Museum of Coral Gables!

Don't Wait on the Sidelines!

Don't Wait on the Sidelines!

Chat GPT VS the Internet VS Ecyclopedia

Chat GPT VS the Internet VS Ecyclopedia

Time for Homestead Exemptions!

Time for Homestead Exemptions!

The Real Housing Crisis!

The Real Housing Crisis!

A Message for Realtors!

A Message for Realtors!

Real Life Foreclosure Scenario!

Real Life Foreclosure Scenario!

Renovation Loan for Veterans!

Renovation Loan for Veterans!

Median Home Values Falling Hard!

Median Home Values Falling Hard!

Upside Down Mortgage... Better or Worse?

Upside Down Mortgage... Better or Worse?

Happy New Year!

Happy New Year!

Hometown Heroes Professions Part 3

Hometown Heroes Professions Part 3

Hometown Heroes Professions (Part 2)

Hometown Heroes Professions (Part 2)

A BIG Realtor Misconception on the VA!

A BIG Realtor Misconception on the VA!

Hometown Heroes vs VA Mortgage!

Hometown Heroes vs VA Mortgage!

Hometown Heroes! (Part 1)

Hometown Heroes! (Part 1)

Gas Price & Real Estate Reaction!

Gas Price & Real Estate Reaction!

How Many Paid Off Houses?

How Many Paid Off Houses?

Refinacing is Getting Harder in 2023!

Refinacing is Getting Harder in 2023!

The Biggest Pitfall of Property Ownership!

The Biggest Pitfall of Property Ownership!

Brokers are #1!

Brokers are #1!

Inflation & Rates are Down!

Inflation & Rates are Down!

What does the Fed Control?

What does the Fed Control?

Euphoria & Despair!

Euphoria & Despair!

Huge Shift in Q3!

Huge Shift in Q3!

What is the Federal Reserve?

What is the Federal Reserve?

ALTOS Research: Best Housing Data!

ALTOS Research: Best Housing Data!

Dave Ramsey says: BUY NOW!

Dave Ramsey says: BUY NOW!

Money Supply is Negative!

Money Supply is Negative!

Lender Not Dropping Your Rate?

Lender Not Dropping Your Rate?

I'm Not Motivated!

I'm Not Motivated!

Are Home Values Dropping?

Are Home Values Dropping?

New Loan Limits up $79,000!

New Loan Limits up $79,000!

Covid Kicked the Can Down the Road!

Covid Kicked the Can Down the Road!

VA Renovation Loans Are Back!

VA Renovation Loans Are Back!

Stop Spitting in my Mouth

Stop Spitting in my Mouth

Some Foreclosure Stats!

Some Foreclosure Stats!

12% of Mortgages are ARMs

12% of Mortgages are ARMs

Rates Will Drop Faster Now!

Rates Will Drop Faster Now!

Little Known Mortgage Fact!

Little Known Mortgage Fact!

Nerdstradamus Predicts: Highest Rates & Rate Drop!

Nerdstradamus Predicts: Highest Rates & Rate Drop!

Float Your Rate!

Float Your Rate!

Addicted to our Phones?

Addicted to our Phones?

Seniors Deserve a Break!

Seniors Deserve a Break!

Seniors Sacrifice Health to Pay Mortgage!

Seniors Sacrifice Health to Pay Mortgage!

Back to Basics!

Back to Basics!

Happy Veterans Day!

Happy Veterans Day!

Rates are Dropping Fast!

Rates are Dropping Fast!

Super Fast Mortgages?

Super Fast Mortgages?

Interview: Public Relations & Business!

Interview: Public Relations & Business!

Multiple Offers On Properties?

Multiple Offers On Properties?

This Baby Boomer Stat is Crazy!

This Baby Boomer Stat is Crazy!

Mortgage Accelerator!

Mortgage Accelerator!

Self Pre-approval Software for Realtors!

Self Pre-approval Software for Realtors!

Investment Properties in the USA!

Investment Properties in the USA!

Explaining... The Housing Shortage!

Explaining... The Housing Shortage!

Blooper: Where are my Glasses?

Blooper: Where are my Glasses?

Halloween Rate Update!

Halloween Rate Update!

The Truth Behind NON-QM Loans!

The Truth Behind NON-QM Loans!

Big Banks are in Trouble!

Big Banks are in Trouble!

Branding & Trademarks

Branding & Trademarks

Death & the Reverse Mortgage

Death & the Reverse Mortgage

An Alternative to Home Equity Lines of Credit!

An Alternative to Home Equity Lines of Credit!

Brokers Are Better!

Brokers Are Better!