A PPO (or “preferred provider organization”) is a health plan with a “preferred” network of providers in your area. ... An EPO (or “exclusive provider network”) is a bit like a hybrid of an HMO and a PPO. EPOs generally offer a little more flexibility than an HMO and are generally a bit less pricey than a PPO.Exclusive Provider Organizations (EPOs) and Preferred Provider Organizations (PPOs) are two such health plans that offer distinct benefits. Take the time to understand each type of health plan so that you can determine whether EPO or PPO insurance is best for your unique needsExclusive Provider Organization (EPO) health plans are similar to Health Maintenance Organizations (HMOs) as they do not cover care outside of the plan's provider network. ... However, while EPO plans are less expensive then both HMO and PPO plans, the cost-savings do not come without drawbacks.EPO stands for "Exclusive Provider Organization" plan. As a member of an EPO, you can use the doctors and hospitals within the EPO network, but cannot go outside the network for care. There are no out-of-network benefits.
Differences of EPO and PPO
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