If you're looking to buy a house, it's highly recommended you get a mortgage in principle. Essentially, this is a lender saying how much they're prepared to let you borrow. While it's not legally binding, it means you’ll know how much you can afford.

Lenders will weigh up a number of things when considering your application, including:
- Your personal/household income 💷
- Employment status 🤝
- Credit rating 💳

In this video, we'll be explaining what a mortgage in principle is, plus all the ins and outs.

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