There is no real housing market in the US. Instead, an unholy trinity of Fannie/Freddie, the US Treasury, and the Federal Reserve Bank operate to distort the market at every turn and drive home prices up dramatically. Mises Institute Senior Fellow Alex Pollock, an economist and former mortgage banker, joins Jeff to describe the reality few Americans know.
Alex Pollock's new book Surprised Again: The Covid Crisis and the New Market Bubble: [ Ссылка ]
Alex Pollock on how the Fed became the world's biggest S&L: [ Ссылка ]
Find free books, daily articles, podcasts, lecture series, and everything about the Austrian School of Economics, at [ Ссылка ].
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00:00 Introduction
01:05 The Current State of the Housing Market
07:04 Fed Backed Mortgages
15:30 Interest Rates
23:38 The Mortgage Resale Market
33:42 The House of Cards
![](https://i.ytimg.com/vi/1eFUrFRhZjY/maxresdefault.jpg)