How to Do a Balance Transfer on a Credit Card (How Credit Card Balance Transfers Work). Welcome to our video on how to do a balance transfer on a credit card.
1. Check your credit card balance.
First, you need to get information on your current credit card balance and interest rate.
2. Request for a balance transfer on your credit card.
Contact the issuer of the credit card you are transferring the balance to.
3. Wait until the Transfer is made.
The issuer needs to approve and complete the balance transfer request before the Transfer can go through.
4. Pay your balance.
Once the Transfer has been completed, you need to start paying according to the terms of the new credit card.
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