BlockFi's bankruptcy has been attributed to its links to FTX, a crypto exchange which has recently gone through a series of financial difficulties. FTX is believed to be responsible for the majority of the blame, however Ripple executives have blamed the SEC for BlockFi's demise as well. It is likely that a combination of factors such as market volatility, the SEC's regulatory stance, and FTX's financial difficulties, all contributed to BlockFi's bankruptcy.

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