This is the story of Erika Girardi, and why I believe she willingly accepted money that her husband Tom had stolen; how she very likely knew what her husband was doing long before the press started to report on it; and how, even now, she seems to feel no remorse for the people whose money she still lives off. Allegedly.

This is a follow-up to my video about Tom Girardi from March of 2021, which can be found here:
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