Living below your means is a smart financial strategy that can help you save money, reduce debt, and achieve long-term financial stability. In today's video we are going to talk about some practical ways to live below your means.

Living below your means to save money requires discipline and making conscious choices about your spending habits as well as making sacrifices!

It may take time to adjust to a change in your spending habits, but the long-term benefits of financial security and reduced stress are well worth it and it's important to remember with saving money or getting out of debt that it's not forever - don't let it feel like a punishment, try and treat it like an opportunity to better your financial well-being and get better with money. It's also important to remember that everyone's in different financial situations, so please never compare yourself to others and keep in mind to tailor tips to your own personal situation.

0:00 What is living below your means
1:59 Have a budget
4:46 Differentiate between wants and needs
7:55 Prioritising savings
9:06 Avoid debt
9:55 Lifestyle Inflation
10:36 Outro

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