An emergency fund or rainy day fund is necessary for your debt free journey and when emergencies arise and you need emergency money. Whether you use cash stuffing, sinking funds or a high yield savings account you don't want to be exchanging bills when an emergency hits. Debt free millennials don't have inconsistent cash stuffing to get to a fully funded emergency fund. Budget with me and us this emergency fund calculator to help determine how much emergency funds do you need.

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*DISCLAIMER: I am not a financial advisor. My videos and content are for educational purposes and include my personal opinions and personal experiences. To make the best decisions for you, do your own research and be sure to seek services from professional advisers if you deem necessary.

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Kimberly Smith
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// KIM

I'm Kim a momma and a girl that like to save money. I have been couponing for over 10 years and have saved thousands of dollars on everyday household items and groceries. Talking about money and controlling it is often something that women shy away from. I want to use my frugal ways and budgeting skills to help other women, moms, millennials alike. This channel is geared towards teaching you new ways to save money, reduce expenses and get the most bang for your buck!

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