IUL Tax Free Retirement, Indexed Universal Life Insurance Dave Ramsey Explanation
Today we’re talking about index universal life insurance, or indexed universal life insurance.
We’ll do one final recap on whole life insurance vs Variable universal life insurance and then we’ll talk more about iul tax free retirement, because once we’re retired, we don’t want to pay taxes because we are making any money.
But if you have something like a traditional 401K, the government will take your money even when you’re retired out of your retirement account, because the government is broke and they are irresponsible with their own money, so they need some of yours – don’t let them do that.
What is indexed universal life? We’ll cover that in today’s video on top of Joint Life and Survivorship, Group life for employer/employee groups which you likely won’t know about and how you will go about AVOIDING TAXES LEGALLY when you retire.
Timestamps:
Current Events with Taxes [0:50]
Joint Life and Survivorship Life [1:56]
Joint Life [2:19]
Survivorship Life [3:07]
Group Life Policies [3:59]
Group Conversion Requirements [4:44]
Whole Life vs. Variable Life [5:12]
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DISCLAIMERS & DISCLOSURES
This content is for education and entertainment purposes only. Donald does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. Please consult a financial advisor before making any financial decisions and taking any financial actions.
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