In order to understand how mortgage companies work, it's important to know the difference between local banks, correspondent lenders and mortgage brokers. Discover how mortgage rates differ and how to get a loan with tips from a licensed mortgage broker in this free video on personal finance and real estate.

Expert: Adriel Torres
Contact: ultimatecredittoday.com
Bio: Adriel Torres has been in the mortgage business for over a decade. He has owned two mortgage companies and is a licensed mortgage broker.
Filmmaker: Christopher Rokosz

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