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Sweden, known for innovation and with the oldest central bank, became the first country to implement negative interest rates in 2009. Additionally, they are almost cashless and have been aggressively experimenting with the E-krona, their CBDC (Central Bank digital Currency), originally stating it would be ready by 2018. Apparently, they were wrong. In the first study of the digital currency they state that the project may be completed next year, but they have actually given themselves until the end of 2026 to complete their CBDC project. It seems to be more difficult to do for most central banks, but not China.

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THEN WHAT?

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