The Bank of Canada has just made a historic move by cutting interest rates for the first time since the 2020 pandemic. This 0.25% cut, the first among central banks, signals a significant shift. For Canadians, this means lower mortgage rates and monthly payments, offering some financial relief.

However, it also means a surge in real estate prices, making homeownership more challenging, especially for new immigrants. Existing homeowners will see their property values rise, creating opportunities to build wealth. As the market heats up, it's essential to strategize whether you're buying your first home or leveraging your current assets. Stay tuned for more insights on how to navigate these changes!

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