Hello. In today's video, I'll be talking about the difference between a spending problem and income problem.

To determine if you have a spending problem:
* Determine net income
*Track all expenses be honest
* look over your bank / credit card statements

Signs of Income problem:
1) struggling every month to pay bills even after cutting expenses
2)You have a budget (or spending plan) and you follow  it, but you still cannot make ends meet.

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#economy #money #job #debtfreejourney #finance #personalfinance #budgeting #finance

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