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Guyz, Today we will talk about HDB Loan
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The HDB Loan is a housing loan provided by the Housing & Development Board (HDB) in Singapore. Designed to assist eligible residents in purchasing a flat, this loan often offers more favorable terms compared to private bank loans. Key features of the HDB Loan include a lower interest rate, longer loan tenure of up to 30 years, and the option to use Central Provident Fund (CPF) savings for monthly repayments. Eligibility criteria encompass citizenship, income ceiling, and other stipulations set by the HDB. Borrowers should be aware of the loan's restrictions, such as the inability to refinance with other banks and certain resale conditions.
Choosing between the HDB Loan and bank loans hinges on individual financial circumstances, risk appetite, and long-term housing plans.
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This video is for educational purposes only. There is no guarantee that you will earn money using the techniques and ideas mentioned in this video. I am not a financial advisor, and anything that I say one this YouTube channel should not be seen as financial advice.
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#vineeshrohini
