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Salaried Home Loan 7.50% onwards
Home Loan Balance Transfer 7.50% onwards
Home Loan Top Up Top Up at same ROI as BT subject to max capping of 100% of the BT loan amount

Self-Employed Home Loan 7.75% onwards
Home Loan Balance Transfer 7.75% onwards
Home Loan Top Up Top Up at same ROI as BT subject to max capping of 100% of the BT loan amount

IDFC First Bank Home Loan Eligibility

For Salaried Individuals:

Resident & Non-Resident Indians
Aged between 21-60 years
Minimum 3 years of experience
Must earn minimum ₹1 lakh per annum
Tenure duration 12 months – 360 months

For Self-Employed Individuals:

Resident Indians only
Aged between 23-70 years
Minimum 4 years of business continuity
Must earn minimum ₹1.5 lakh per annum
Tenure duration 12 months - 300 months

Processing Fees Up to 1% of loan amount Upfront PF / IMD to be paid at the time login and balance at the time of loan agreement execution

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