When it comes to mortgages, there are two main options: going through a mortgage broker or dealing directly with a bank. There are pros and cons to both approaches.

Mortgage brokers have access to more products than banks. This can be beneficial if you're looking for a specific type of mortgage. However, it's important to remember that brokers are also motivated by commissions, so make sure you're getting the best deal possible.

Banks may not have as many product options as brokers, but they can often offer better rates and terms. This is especially true if you have a longstanding relationship with the bank.

Ultimately, it's important to compare all of your options before making a decision. Speak with both mortgage brokers and banks to see what they can offer you.
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