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Jet skis are one of many watercraft that Doug Byrd rents out at Bada Bing Water Sports in downtown St. Pete.

But he fears that a new Florida law that goes into effect on Jan. 1 could cripple the entire boat rental industry.

"I don’t even think they understand the magnitude of what it is they’re trying to do," said Byrd.

He’s referring to the Boater Safety Act, that’s intended to make boating and jet skiing safer.

The massive bill forces boat rental companies to carry insurance on their vessels “and the renter.”

Three little words that most insurance companies say creates too much risk, and they refuse to cover them.

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