If your business utilizes commercial vehicles, you already know how critical these are to your growth and success. In some situations, you may not be able to operate without the usage of your business vans, trucks, or cars. You may also own only a single commercial vehicle that you use to drive from worksite to worksite or do deliveries – in which case; you may benefit from IRCA Insurance. IRCA Insurance means Individually Rated Commercial Auto. Vehicles covered under IRCA policies have their insurance rates filed and approved by the provincial government.
Fleet Insurance is necessary for any business with at least five powered vehicles (i.e., not trailers) registered under its name and listed on the policy. Pricing and rating will be determined by the factors facing that business, including vehicle usage, geographical location, driver history, loss ratio, transported goods, etc. Fleet policies can include several different vehicles, from heavy trucks to lighter vehicles such as pickup trucks, vans and trailers
No one business is the same as another. Every company uses their commercial vehicles or fleet differently. Excalibur Insurance Group’s commercial brokers can help you find the coverage you need and any critical coverage that may protect your unique circumstances.
Every business owner needs an insurance broker who leaves nothing to chance, wants to save you money, and is willing to share the unvarnished truth. So we created our "Business Defender Program," to help business owners navigate insurance coverages and eliminate blind spots. We shop the market for you and leverage our years of industry experience, to find you the right coverage at the best price.
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