“What is ERISA?” Great question! The term ERISA shows up on short term disability, long term disability, life insurance, and accidental death and dismemberment denial letters. After receiving a denial for much needed benefits, you’ll be left wondering about what ERISA means and how it affects your claim.

ERISA is a key phrase in the next steps you should take to protect and fight for your benefits. ERISA stands for the Employee Retirement Income Security Act of 1974 and many attorneys are not familiar with the nuances that come with practicing in this area of law. ERISA involves your application for benefits, initial review, an administrative appeal, and (if denied) a lawsuit which deviates from the normal. Why? The federal judge in an ERISA lawsuit cannot consider any evidence that was not made part of the administrative record during the administrative appeal process, BEFORE suit is filed.

Disability insurance companies and their attorneys know and understand how to use ERISA’s complexities to their advantage, but claimants typically don’t until it is too late! This situation isn’t right, and you don’t have to fight a big insurance company on your own. At the Law Offices of J. Price McNamara, we work hard to defend ERISA short term disability, long term disability, life insurance, and accidental death and dismemberment insurance denial claims and get our clients the contractual benefits they deserve.

Contact us today at 225-209-9350 for your free case evaluation. The sooner you have an experienced ERISA attorney on your side, the better we can protect your legal rights.

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Law Offices of J. Price McNamara
www.winmybenefits.com

Baton Rouge Office
10455 Jefferson Hwy, Suite 2B
Baton Rouge, LA 70809
Phone Number: 225-414-8886

New Orleans Office
829 Baronne Street, Suite 2B
New Orleans, LA 70113
Phone Number: 504-766-3794

Houston Office
2000 Crawford Street, Suite 1649
Houston, TX 77002
Phone Number: 713-808-1292

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