00:00 Intro: Budget as a Four-Letter Word
01:58 Emotional Barriers to Financial Planning
04:44 Introducing Intentional Spending
08:54 Reflecting on Past Spending Habits
10:26 Evaluating Expenditures Against Priorities
11:44 Identifying Joy in Spending Choices
13:24 Reallocating Funds for Meaningful Expenses
14:21 Developing Mindful Spending Habits
15:21 Transforming Your Relationship with Money


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