Did you know you can add your children as Authorized users on your credit cards? If you have children you want to make sure they start there adult life with as much advantage as possible and this is one of the advantages most people are not familiar with. If you have a credit card in good standing that has a 10% or less utilization it can be beneficial to add them to that card as an authorized user. This will give them a credit score where most young adults wont have a credit score. Most banks have no age minimum to add your children and some do. According to Forbes.com Wells Fargo, B of A, Chase, Citi and Capital One have no minimum age requirement and American Express and Barclays have 13 yrs old as the minimum requirement. Discover has 15 as the minimum and U.S Bank has 16 as the minimum
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