What happens after you get medical care? The short answer: a bunch of emails, documents and BILLS 😷 Let's talk through how to read and understand the info on your medical bill (service date, adjustment, "payable to", etc) + what an Explanation of Benefits is. More info below ⤵️

Head over to [ Ссылка ] for our full (and free) #HealthInsurance​​​​​​​ course!

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Let us make it easy for you. Taxes, health insurance, investing for the first time, renting/buying a home, and lots more – why didn’t we learn this in school?

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Let’s talk briefly about what happens after you’ve received medical care. Well, you're going to get a bunch of emails and documents, including a receive a medical bill from the health care provider and an Explanation of Benefits (EOB) from your insurance provider. These can be confusing documents, so let's walk through an example and breakdown of what they mean.

Medical Bill Details
- Account Number: You’re going to need this when paying a bill!
- Service Date: When you received care
- Charges: prices of the services you received
- Adjustment: The amount the healthcare provider isn’t charging you.
- Insurance Payments: What your insurance pays
- Patient Payments: what you need to pay
- Balance/ Amount Due: The remaining amount you need to pay
- Payable to: Who to write your check to! But you’ll prob pay online, right?

You’ll also receive an explanation of benefits (EOB) from your insurer, explaining:

- The medical services you received and the cost, including a breakdown of the following:
- Money you saved by going through your insurance network
- Amount paid by the insurer
- What you still owe

All in all, these documents will show you how much you owe and how much your insurance provider has paid. Be sure to reach out to the health care provider directly if you have questions about the medical bill, or to the insurance company if what you’re seeing on the EOB doesn’t match up.

In the last several lessons, we’ve discussed how the health insurance system works for you and me. Next let’s talk how you enroll!

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Course Overview

We’ve all been there. Trying to select a health insurance plan for the first time, not knowing or understanding any of the terms or how to make the right decision. We’re here to help.

This course is going to define all those terms, and also talk about how to make your health insurance decisions, how to choose a plan, how to enroll, and so much more. This course includes lessons covering:

Health care providers
What is health insurance and why is it important?
Employer-provided health insurance vs. the exchanges
Key health insurance terms
Types of health insurance plans
How health insurance works — overview by example!
Medical bills and explanation of benefits
How to enroll
What to consider when choosing your plan
What is Obamacare / The Affordable Care Act?

Come with us to explore all these lessons together or jump into the lesson that answers your specific question. Let’s go!

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