Jon Luskin interviews Dana Anspach about actionable advice for those planning retirement: asset allocation, bond ladders, annuities, and more.

Chapters:
0:00 Introductions
0:54 Tax mitigation strategies
3:12 Roth conversion planning
5:11 "Age in bonds" rule as opposed to asset/liability matching
7:43 Alternative assets
10:23 Proper plannign as a way to give more
11:55 Is a Vanguard target-date fund adequate for a retirement portfolio?
14:29 Story time! (Largest financial mistakes Dana has seen.)
16:56 Concentrated stock positions
18:30 Asset allocation for a retiree not spending from savings
21:33 Dana's own retirement plan
24:55 Resources for researching annuities
26:51 MLPs in a retirement portfolio
28:28 Portfolio simplification: rip off the band-aid?
29:40 Best strategy for mitigating capital gains on highly appreciated stock
31:40 SPIA vs deferred annuity
33:43 Discussing assets with adult children
35:55 Bond ladders
37:24 Pros and cons of 401(k) rollover
40:22 What to do with stock with large capital loss
41:38 How to balance taxable/tax-deferred/Roth
43:02 Diversifying across multiple brokerage firms
44:23 Tax planning for premium tax credit

Recorded on October 14, 2023.

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