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For people who need: 👉Personal Credit Funding, 👉Business Credit Funding, 👉Credit Builders,
Business Formation, 👉Investments, 👉Paystubs, 👉Credit Scores & Credit Reports, 👉Others

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Video Summary:

In this video, I, Houston, will explain the difference between business credit and business funding. Many people are unaware of this distinction. Business credit refers to credit from stores like Home Depot, Lowe's, Granger, and Uline. On the other hand, business funding involves credit from Amex, Visa, Mastercard, and business lines of credit. I previously mentioned that you don't need business credit to obtain business lines of credit if you have an existing revenue-generating business. However, if you have a restaurant, food truck, janitorial supplies business, or are involved in real estate and development, business credit can be beneficial. To build your business credit, Crown office supplies is a good starting point as they report to major credit bureaus like DMB, Experian, and Equifax. Other options include Wise Business Plan, Incredible, Quill, and Nav. It's important to note that having a lot of net 30s is not necessary for obtaining unsecured credit cards. Additionally, having a professional email, website, and banking with the right financial institution that reports to business credit bureaus is crucial. For those with bad credit, starting with Debbie, BofA secured card, Capital One Spark Business, and Temple can help build a strong business credit file. Core Pay is another option for business credit funding, but a minimum credit score of 600 is required. If you have further questions about business credit or funding, or need assistance with personal credit, you can schedule a one-on-one consultation through the link in the description.

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DISCLAIMER:
The content of this YouTube channel is provided for informational purposes only and is not intended to constitute legal advice or financial advice. You should not rely upon any information contained on this YouTube channel for financial advice. Viewing this YouTube channel is not intended to and shall not create an client relationship between you and Houston Mcmiller or Business Credit America, Inc, or any of our associated websites. Messages or other forms of communication that you transmit to this YouTube channel will not create an client relationship and thus information contained in such communications may not be protected as privileged. Neither Houston Mcmiller nor Business Credit America, Inc, or any of our associated websites makes any representation, warranty, or guarantee about the accuracy of the information contained in this YouTube channel or in links to other YouTube channels or websites. This YouTube channel is provided ""as is,"" does not represent that any outcome or result from viewing of this channel. Your use viewing of this YouTube channel is at your own risk. You enjoy this YouTube channel and its contents only for personal, non-commercial purposes. Neither Houston Mcmiller, Business Credit America, Inc, or any of our associated websites, nor anyone acting on their behalf, will be liable under any circumstances for damages of any kind.

Houston Mcmiller, Business Credit America, Inc, or any of our associated websites, may be compensated for the links we share with the public audience.

*QUICK DISCLAIMER: I AM NOT A TAX EXPERT. I AM A RANDOM GUY ON YOUTUBE MAKING VIDEOS IN A SPARE BEDROOM. DON’T LISTEN TO ME. CONSULT A QUALIFIED PROFESSIONAL FOR ANY TAX ADVICE.*"

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