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A big debate among Medicare beneficiaries is Medigap Plan F vs Plan G. Medicare Supplement Plan F and Plan G are both types of Medicare supplement insurance plans that help cover costs not covered by Original Medicare. The main difference between the two plans is that Plan F covers the Part B deductible ($203 in 2021), while Plan G does not.
Plan F is considered the most comprehensive Medicare supplement plan, as it covers most out-of-pocket costs under Original Medicare. However, this also means that Plan F has a higher monthly premium compared to Plan G.
Plan G, on the other hand, has a lower monthly premium than Plan F. Individuals with Plan G may have to pay the Part B deductible out-of-pocket, but they may still save money in the long run if the monthly premium is lower.
When choosing between Plan F and Plan G, it's important to consider your healthcare needs, budget, and personal preferences. You should also compare the costs and benefits of both plans and determine which one is the best fit for you.
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Disclaimer: This video is for entertainment purposes only. If you want advice on Medicare or any of its plans, please speak to a licensed agent, whether it is me or another licensed agent. No advice should be taken from this video. If you don't speak to me about your individual concerns, I can't give you my 100% opinion. Brian Monahan and Medicare 365 are not responsible for any actions that you take without consulting with a licensed insurance agent.
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Medicare Supplement Plan F vs Plan G
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