ST. LOUIS - First-time homeowners Sofia Porter and Nicola Pogarcic went through the usual surprises that come with the new responsibility.

"The water heater went out at one point," Porter remembered.

"You find out that the house is draftier than you expected," said Pogarcic.

Just two weeks after moving into their south city home, another unexpected problem announced itself in December with a crash.

"I got a phone call from the neighbor telling me that there's been an accident in the alley and a trash truck had hit the Ameren pole and knocked it down," said Pogarcic. "It fell on our garage and ripped our power lines."

The couple got photos of the truck and light pole during the two hours they say it was stuck in the alley. Ameren utility crews were called to take care of the electrical hazard.

"It split the fascia and the gutter off the side, damaged the roof. And in process, it pulled all these wires down, which literally ripped them from the side of our house," said Pogarcic.

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