VA Dental and Discounted VA Dental Insurance Plans.

VA dental care
If you qualify for VA dental care benefits, you may be able to get some or all of your dental care through VA. Find out how to get VA dental care or how to buy dental insurance if you don’t qualify.

Can I get VA dental care benefits for some or all of my dental care?
It depends on a number of factors, like your military service history and your current health and living situation. Based on these factors, VA places you into a benefits class—and you get the specific benefits assigned to that class. See the section below for more information.

Avenues to obtain VA Dental:

I have a service-connected dental disability or condition for which I receive compensation (monthly payments).

I’m a former prisoner of war.

I have one or more service-connected disabilities rated 100% disabling.

I’m unemployable (unable to work), and I get disability compensation at the 100% disabling rate due to service-connected conditions.

I served on active duty for 90 days or more during the Persian Gulf War era.

I have a service-connected noncompensable dental condition (a dental condition that you’re not getting disability payments for) or a disability that’s the result of combat wounds or service trauma.

A VA dental care provider has concluded that my dental condition is linked to a service-connected health condition and is making that condition worse.

I’m active in a 38 U.S.C. Chapter 31 Veteran Readiness and Employment program.

I get VA care or am scheduled for inpatient care for a health condition—and I need dental care for a dental issue that’s making my health condition harder to treat.

I’m signed up to get care through the Homeless Veterans Dental Program (VHA Directive 2007-039).

I currently get inpatient care in a hospital, nursing home, or other supervised homelike care setting (called domiciliary care).
How do I apply for VA dental care benefits?
You can apply online by filling out the 10-10EZ health care application.

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VA Dental Insurance Program (VADIP)
The VA Dental Insurance Program (VADIP) offers discounted private dental insurance for Veterans and family members who meet certain requirements. Find out if you're eligible, and how to enroll in a plan that meets your needs and budget.

Am I eligible for the VA Dental Insurance Program?
You may be eligible for VADIP if you meet one of these requirements.

One of these must be true:

You’re a Veteran who’s enrolled in VA health care, or
You’re the current or surviving spouse or dependent child of a Veteran or service member, and you’re enrolled in the Civilian Health and Medical Program of the VA (CHAMPVA)
Note: Insurance carriers may offer separate coverage options for dependents who aren’t CHAMPVA beneficiaries.
VADIP provides coverage throughout the United States and its territories, including Puerto Rico, Guam, the U.S. Virgin Islands, American Samoa, and the Commonwealth of the Northern Mariana Islands.

About VA Dental Insurance Program benefits and how to enroll
Why might I want to buy private dental insurance through VADIP as a Veteran?
While some Veterans enrolled in VA health care are eligible for free dental care from our providers, many are not. Others may be eligible for free care for some, but not all, of their dental needs.

If you’re not eligible for free VA dental care, VADIP can help you buy private dental insurance at a reduced cost.

If you’re eligible for free VA care for some of your dental needs, you can buy a VADIP plan if you want added dental insurance. Signing up for VADIP won’t affect your ability to get free VA dental care.

What types of dental care does VADIP cover, and how much will it cost?
VADIP plans cover many common dental procedures. These may include:

Diagnostic services
Preventive dental care
Root canals and other services to manage oral health problems and restore function (called endodontic or restorative services)
Dental surgery
Emergency dental care
The costs for your coverage will depend on the insurance company and plan you choose.

Based on your plan, you’ll pay:

The full insurance premium for each individual on your plan
Any required copays when you get care
Read coverage details and compare VADIP plans and premium rates:
Learn about Delta Dental coverage
Learn about MetLife coverage

How do I enroll in a VADIP plan?
Once you’ve chosen a Delta Dental or MetLife VADIP plan, you can enroll online:

Enroll in Delta Dental plan or
Enroll in MetLife plan

After you enroll, you can also use your insurance provider’s website to manage your plan and benefits online.

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