Chris Loker: Financial services consultant.

Idea worth spreading: Financial institutions should be in the background, enabling the real economy, not at the forefront as it is now. This transformation can only take place when individual savers and investors recognize their collective power and insist on greater accountability.

In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TEDx event, TEDTalks video and live speakers combine to spark deep discussion and connection in a small group. These local, self-organized events are branded TEDx, where x = independently organized TED event. The TED Conference provides general guidance for the TEDx program, but individual TEDx events are self-organized.* (*Subject to certain rules and regulations)

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