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If you are an expat are you are living or working in Asia particularly in a country like Korea, then you are very lucky, it is a wonderful country. But it is important to have a good health insurance plan. There is good medical facilities in Korea with normal standing, you and your family nay be traveling abroad, or may want to go abroad from treatment, perhaps back to the USA or back to Europe. As such we strongly advise people to buy a good international health insurance plan. Today the plans are coming in a very modular form. So you can pick the cover that is right for you. In other words we wouldn't pay for maternity if you are not thinking of having a family. The modules that are typically offered by insurers are as follows. There is an impatient module if you go to hospital, and that is normally a core or mandatory part of the coverage. Beyond that you can buy an outpatient module if you want coverage for going to the GP or specialist diagnosing testing, medication etc. They are them modules related to thing such as pregnancy maternity if you are thinking of starting a family. There is normally a module around dental if you thing you are gone to need dental treatment in the next 2 years then you can buy the dental option. There is normally an option around health or wellbeing, possibly optical. And finally evacuation and repatriation. So for example if you were in Korea and you have a bad accident or a heart attack then if you have the repatriation option then you have the opportunity or possibility to go back to your home country for treatment. There is many international coverage company who are offering this type of coverage to expats living in Korea. Companies like Bupa or Cigna, Aetna Axa, Allianz, DKV the list is very long. There is also a number of insurers you perhaps never heard of, people like William Russell, and our job as an intermediary, in fact a health insurance broker is to help to get the right cover for you from the right insurer. Pacific prime is the world largest distributor of private medical insurer to individuals, and 2013 we were Bupa top global distributor, so how will we work with you ? Basically first of all, we want to spend some time talking with you to understand what your specific needs are. Do you have a pre existing condition ? Are you looking for catastrophe cover ? Are you more focus on premium or benefits ? From the basic discussion we will then go away and review the market to found the right health insurance for you. We will come back with a few options from different insurers and different plans, but basically all of these options will or could be right for you. We will then spend some time talking to you further to actually narrow down all the insurance plans and insurance companies that is gone to be right. So as you can see if you spend 5 minutes talking to us at the start of the process when you are looking for a health insurance you are much more likely to buy the right plan. If you are looking for a health insurance in South Korea, why not spend 5 minutes talking to us ?
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