₹ 100/- per day of delay beyond T + 5 days. Account debited but confirmation not received at merchant's system. Account debited but the beneficiary account is not credited. If unable to credit to beneficiary account, auto reversal (R) by the Beneficiary bank latest on T + 1 day.
Source: RBI - [ Ссылка ]
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UPI Transaction Failed? Banks Will Pay You Penalty!
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