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We have a high quality of verified accounts which u can use to grow your online business and accept your payments from customers
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QUE:- What is a 3D payment gateway?
ANS:- A 3D payment gateway operates similarly to a 2D payment gateway, but with an extra verification step that improves its security. An OTP (one time password) is generated before the amount is deducted from the card holder’s bank account.
An OTP is a password consisting of random numbers that are generated and sent to the card holder’s mobile phone via SMS, soft tokens, or emails whenever a new transaction has to be made. The OTP is usually valid for a short time ranging from 15 to 30 seconds depending on the provider and the type of service. This extra layer of protection primarily separates 2D and 3D payment gateways.
A Payment gateway is a gatekeeper that makes online transactions possible. Merchants use it to accept online payments. In the process, customers' credit card or debit card details are collected to complete the transaction. Apart from merchants and customers, the parties involved include issuing banks (the ones that sanction debit/credit cards) and acquiring banks (the ones receiving payments from customers).
An excellent payment gateway ensures hassle-free and quick completion of transactions, plus adherence to the security norms.
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