Time Value “Imagine there is a bank account that credits your account each morning with $86,400. It carries over no balance from day to day. Every evening the bank deletes whatever part of the balance you failed to used during the day. What would you do? Draw out every cent, of course? Each of us has such a bank, it's name is time. Every morning, it credits you 86,400 seconds. Every night it writes off at a lost, whatever of this you failed to invest to a good purpose. It carries over no balance. It allows no over draft. Each day it opens a new account for you. Each night it burns the remains of the day. If you fail to use the day's deposits, the loss is yours. There is no drawing against "tomorrow". You must live in the present on today's deposits. Invest it so as to get from it the utmost in health, happiness, and health. The clock is running. Make the most of today.”

يعتبر الوقت رأس مال الإنسان، فإذا ما أدركه وعرف قيمته فاز، وإذا ما استهتر به ضاعت حياته هباءً منثوراً؛ كما أنّ الوقت يمضي سريعاً، والأيام التي تنقضي لا تعود، والإنسان العاقل هو الذي يغتنم كل لحظة تمرّ من حياته، ولا شكّ أن اغتنام الوقت يزيد من أهميته وقيمته.

Not all uses of time are equal, and this simple truth can make a big difference in life. People who spend their time doing more profitable work make more money. People who spend their time investing in others build better relationships. People who spend their time creating a flexible career enjoy more freedom. People who spend their time working on high-impact projects contribute more to society. Whether you want more wealth, more friendship, more freedom, or more impact, it all comes down to how you spend and value your time.

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