These are the most prevalent building methods in the county. In Indian River County 67% of which are built with concrete block construction, 26% are built with wood frame, and the rest are brick.
Utilities Cost:
Wood is a natural insulator it keeps heat inside. CBS homes are designed to keep cool air inside, which is preferable here in a hot climate.
Insurance Considerations:
CBS homes have lower risk of fire compared to wood frame. They will typically fare better than wood-frame homes during hurricanes and tropical storms. This means monthly insurance premiums are 15%-20% lower.
Construction Quality:
Frame homes are less expensive to build by 5%-15% depending on other features of the home.
Real Estate Values:
For example on Vero’s Beach's barrier island of all home sales under $1 million, frame homes sold for 8% less.
In Summary, frame is an inferior construction quality, but as long as the buyer is educated on the tradeoff’s, as long as there is a price discount, it might be worth it for the buyer.

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