Wouldn‘t we all like to have a little more money? 🤑⁣
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A lot of expats are complaining that they are paying a shitton of taxes and social security payments – which is true. Lucky for you, these deductions are not set in stone and can be optimized with these 5 tips.⁣
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1️⃣ Capital-forming benefits (Vermögenswirksame Leistungen)⁣
Get up to 40€/month from your employer in a savings contract.⁣
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2️⃣ Non-cash benefits (Sachzuwendungen)⁣
Get up to 44€/month for public transport tickets, gym, childcare, health programs.⁣
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3️⃣ Change your Health Insurance (Krankenkasse wechseln)⁣
You have two options:⁣
- Changing within the public system can save you easily 50€/month.⁣
- Changing to private health insurance can save you a lot more.⁣
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4️⃣ Leaving the church (aus der Kirche austreten)⁣
Saves you 8% or 9% of your income tax. A person making 5k€/month would save 90€ each month.⁣
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5️⃣ File your tax return (Steuererklärung abgeben)⁣
9 out of 10 people get money back - on average about 1000€⁣
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💰 Added up these tips save you 3.660€ net each year!⁣
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❓ What do you do with this money now?⁣
Let us know & drop a comment below!⁣
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Read the article here: [ Ссылка ]

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PerFinEx is the No. 1 Financial Planner for Expats living in Germany⁣
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Set yourself up for financial success!⁣
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Book a meeting with us: fb.com/book/perfinexgermany/⁣
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