Liability car insurance is a type of insurance that provides coverage for damages or injuries that you cause to other people or their property while operating your vehicle. It is mandatory and it is a fundamental type of auto insurance coverage that every driver should have. Liability car insurance typically includes two types of coverage: bodily injury liability and property damage liability:
Bodily Injury – Pays for medical expenses, lost wages, and other damages that you may be responsible for if you injure someone in an accident while driving your vehicle.
Property Damage – Pays for damages to someone else’s property, such as their vehicle, fence, or home, that you cause while driving.
