Payday loans are a short-term lending products that carry annual percentage rates of 390% or higher. They can very quickly lead to a vicious cycle of debt.

Payday loans, car title loans, and other short-term lending instruments are some of the most difficult debt situations consumers can find themselves in. Due to the high interest rates and short terms of these loans, it is very easy to accrue a crushing amount debt in a short period of time. The best way to avoid this cycle is not to use these products in the first place. But there may be options available, and the sooner one acts upon them, the better.

If you have payday loan debt, consider a free session with a certified professional at Clearpoint Credit Counseling Solutions. To learn more, please visit the Clearpoint Credit Counseling Solutions website:

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Clearpoint Credit Counseling Solutions
8000 Franklin Farms Drive
Richmond, VA 23229
(800) 750-2227

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