Welcome to our Multifamily Financing Zoom session! In this insightful meeting, Shelly and Jerry Miles from Adventure Commercial Capital dive deep into the latest developments in the real estate market and help you understand "DSCR Loans." Here's what we covered:

👋 Welcome and Introductions

Shelly and Jerry Miles introduced their company, Adventure Commercial Capital, and their role in connecting real estate investors to lenders.

🌐 Community Ecosystem

Jerry Miles explained the community ecosystem of Multifamily Freedom Chasers.

📊 Current Real Estate Debt Market

Jerry discussed the current debt market and the impact of rising interest rates.

He explained the importance of understanding treasury rates and their effect on long-term and short-term debt.

Updated rate sheets for Freddie Mac and Fannie Mae small balance loans were provided.

🏦 Bridge Lenders and Market Impact

Jerry highlighted the challenges faced by bridge lenders due to rising interest rates.

He provided real estate deal examples affected by these challenges.

The potential increase in forced sales and its market impact was discussed.

📈 Understanding DSCR

Jerry explained the concept of DSCR (Debt Service Coverage Ratio) and its calculation.

An example of underwriting a DSCR loan was provided.

The importance of DSCR in commercial real estate was emphasized.

💳 Credit and Documentation

Jerry shared tips on raising credit scores and the importance of credit in real estate investments.

A list of necessary documents for quoting or assisting with a deal was provided.

The significance of networking and connecting with other investors was discussed.

🤝 Closing Remarks

Jerry explained the referral program and how participants can earn referral fees.

0:00 - Welcome and Introductions
4:13 - Multifamily Freedom Chasers Community Ecosystem
15:04 - Current Market Conditions
21:57 - Bridge Lenders and Market Impact
28:26 - Understanding DSCR (Debt Service Coverage Ratio)
36:45 - How to Raise Credit Scores and the Importance of Credit in Real Estate Investments
46:39 - Closing Remarks

#MultifamilyFinancing #DSCRLoans #RealEstate #AdventureCommercialCapital #DebtMarket #CreditScore #Networking #RealEstateInvesting #MultifamilyFreedomChasers

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