When you're getting your first mortgage or remortgaging, don't underestimate the importance of Loan-to-Value, or LTV.

Moving between the different tiers (say from a 95% mortgage to a 90%, all the way down to 60%) can save you a huge amount of cash in monthly mortgage payments and reduce how much interest you pay over the lifetime of the loan - hopefully saving you thousands of pounds.

In this video I've explained what Loan-to-Value is, shown how to calculate it AND set out the factors that will lower the percent you owe vs what you hold in equity.

W A T C H N E X T
Should you overpay your mortgage?
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R E A D M O R E
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#RemortgagingUK #LoanToValueExplained #LoanToValue


MORE

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A B O U T A N D Y

Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.

DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.

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