Most bank loan rates are lower than HDB loan of 2.6% currently. However, bank loan rates will fluctuate for sure and in the next 20years, will certainly spike at certain periods
These are five points why HDB loan is likely better than bank loan!
1) HDB Loan is fixed at 2.6%
2) Allows you to borrow more at 90%
3) Downpayment only 10% and fully CPF
4) May changes to loan anytime
5) Late payments
Finance and investment books I'd recommend you to become a better investor.
1) One Up On Wall Street: Why? One of the best books on why anyone can pick a right stock!
Click here - [ Ссылка ]
2) Think like the great investors: Why? The part on investor over-confidence is a must read!
Click here - [ Ссылка ] 👍
3) 100 Baggers: Why? The section on great depression is a must read gem!
Click here - [ Ссылка ]
4) Rich dad poor dad: Why? One of the best books I read on asset and liabilities that shaped my financial understanding at age20.
Click here - [ Ссылка ] 👍
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About Josh:
Josh holds a degree in Accounting.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC charterholder, Josh has agreed to be bound by the ChFC®️/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video. No products were advertised.
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