Here are the best ways to save money in college, and some money saving tips that you could use while getting your degree - enjoy! Add me on Instagram: GPStephan - Click “Show More” to see ad disclosure

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FIRST: CHOOSE YOUR SCHOOL VERY WISELY.

As we all know, every college is going to be a different experience, with a different focus…and a different cost. Just look at the numbers…the average price for a private, 4-year college is nearly 3.5x HIGHER than that of a 4-year in state school.
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But maybe, at this point you’re thinking…well, if I go to an Ivy League school and pay a little more money…THAT would make a difference, and THAT would be worth it….and if you think that way…well, statistically speaking….you’re wrong.

Two studies were completed in 1999 and again in 2011 which followed the academic pursuits and income of both Ivy League graduates, and non Ivy-League graduates…and their findings were rather surprising.
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This finding suggests that it’s the individual attributes among the students that mattered the most, NOT the college they graduated from…and not from the “social networking capital” of those prestigious schools. So, no…the type of college you go to will not make a difference in how much money you end up making.

SECOND: ATTEND A 2 YEAR COMMUNITY COLLEGE

Price wise…the average annual cost of attending community college is just over $3300 per year…that’s pretty much 1/3rd the cost of attending a 4-year state school, and 1/10th the cost of attending a private university. That is a MASSIVE savings, right off the bat, for getting those first 2 years completed and out of the way.

THIRD: SPEND YOUR TIME - NOT YOUR MONEY
Here’s what I mean…as a college student, chances are, you don’t have an abundance of money…BUT, you do have your time to use, instead…and one could argue that’s the greatest capital of all.

FOURTH: LIVE OFF CAMPUS
It was found that from 2017-2018, students spent an average of $10,800 per year for room and board at public 4-year institutions, and that amount jumps to over $12,200 for private, 4 year colleges and universities.
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For those reasons, if you’re looking to cut down on these costs significantly…it might be worth it, first, to potentially live at home with your family a little longer. Or you could also look into living OFF CAMPUS, which could still be significantly cheaper than living in the dorms or on campus.

FIFTH: TEXBOOK COSTS
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To start, the college board found that the average cost of textbooks from 2018-2019 was almost $1300…which, is insane.

First, try searching google for a free PDF of your book. All you need to do is type in [title of book] filetype:pdf and it should bring up any applicable search results for what you’re looking for.

Secondly, if you can’t find it there - try Amazon or Chegg. They’re both amazing resources where you can rent or purchase textbooks at a MUCH cheaper rate than what your college might charge.


SIXTH: CREDIT CARD REWARDS
This is essentially the practice in which you open up a credit card with a great sign up bonus, meet the minimum spending requirements, you get the points, and then you can repeat this with other credit cards, as well. And while you’re in college, this is generally the perfect time to do this, because the temporary hit to your credit score won’t really matter in the short term - and long term, you’ll be diversifying your credit history and further strengthening your score.

For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com

*Some of the card links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This content does not include all credit card companies, or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

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