Starting today, 153,000 people with student loan debt will get an email informing them their debt has been erased, it's part of the education department's $1.2 billion student loan forgiveness program called the SAVE plan.

Eligible borrowers must have made at least 10 years of payments after having taken out federal loans of $12,000 or less for college. Those with balances of more than $12,000 may also be eligible once they have made another year's worth of payments for every $1,000 over the $12,000 limit.

All eligible borrowers enrolled under a SAVE Plan have their debt forgiven after 20 or 25 years, depending on whether they borrowed money for graduate school.
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