NACA’s mission is to provide affordable homeownership to low-to-moderate-income people and communities. Thus, access to NACA’s Best in America Mortgage is limited to low-to-moderate income people (“Priority Members”) and people purchasing in low-to-moderate income communities (“Priority Areas”). NACA’s eligibility is based on the median family income for a Metropolitan Statistical Area (“MSA”). Since NACA offices service a few MSAs each with different median incomes, you may be a Priority Member in one MSA and not in another. Also, check with the local NACA office to verify the purchase eligibility criteria.

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