✨ Get 1 month free trial of Skillshare: [ Ссылка ]
Let's talk about Credit Cards! A lot of people are scared of using credit cards even though they're super useful tools. I'm making a Credit Card 101 series to explain how credit cards work. For this video, let's start with the BASICS. First, we'll talk about what credit cards are and how they differ from debit cards and prepaid cards. Then, we'll talk about the types of cards, some basic credit card terms, and the pros and cons of getting one. If you decide that you want to get a credit card, we'll also talk about the application requirements and how to choose and apply for one.
Hopefully, this video levels up your finance powers to give you a better understanding of how to use Credit Cards properly! Wag matakot sa utang. Credit cards are fun and beneficial as long as you learn how to use them properly and responsibly 😄✨💳
💳 Apply for a Citibank Credit Card: [ Ссылка ]
FREE MONEY FOR YOU 😉💰⬇️
🏦 Banks & E-Wallets
- Unionbank PlayEveryday: Use “UBNOW-NA0920016” to get 300 PlayPoints
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DISCLAIMER: The links above are affiliate codes/links and I may get a reward if you use them. Thanks in advance because it helps support the channel 💙
✅WHAT TO WATCH NEXT
➜ 🤑 Best High Interest Savings Account Philippines: [ Ссылка ]
➜ How I Manage My Finances in My 20's: [ Ссылка ]
➜ 📈 What I Invest in as a 20-year-old College Student: [ Ссылка ]
➜ What to do with (your future) ₱100,000: [ Ссылка ]
➜ Why I Invest in Crypto: [ Ссылка ]
➜ Personal Finance 101: [ Ссылка ]
🍞Join our Discord Server: [ Ссылка ]
🍞 Get BreadFam Merch: [ Ссылка ]
🚀Subcount: 382,502
🕰TIMESTAMPS:
00:00 Intro & Overview
00:51 What is a Credit Card (vs. Debit & Prepaid Cards)
02:00 Types of Credit Cards (Basic, Mid-Tier, Premium, Elite)
04:14 Basic Credit Card Terms (Issuer, Networks, Statement, Transaction Types, etc.)
06:58 Credit Card Fees
07:45 Should you get a Credit Card? (Pros & Cons)
11:56 How to get a Credit Card - Where & How to Apply
12:52 How to get a Credit Card - How to Choose a Card + Tips
13:52 Reward-to-Spend Ratio: How to evaluate reward system of card
Send this video to your homies so you guys can benefit from managing your finances together! SUBSCRIBE for more videos like this! I post one video a week and I talk about personal finance, self-development, or anything I learn or experience throughout my life as a 21-year-old.
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🤝 Where to reach me
➜ FB & IG: @alba.nicoleee
➜ Email: alba.nicoleee@gmail.com
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💳 Credit Cards for BEGINNERS | vs Debit Card, Pros & Cons, How to Apply | Credit Cards 101
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