A payment gateway is a tool that businesses use to confirm their customer’s card details, making them vital for offline or online companies that authorise credit/debit card payments. Even if you’ve got a payment processor and a merchant account – two of the key pieces of software that are required to process card transactions – you won’t be able to receive payment if you don’t have a payment gateway.
You need a payment gateway if you are amazon seller, freelancer, youtuber and much more....
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