A consumer awareness initiative by Digit Insurance.
.
. What are waiting periods in health insurance?
Simply put, it is the duration you need to wait, from the start of your policy, to use the benefits.
Some types of waiting periods in every health insurance policy are:
1. Initial Waiting Period: An initial waiting period is the time you’ll have to wait from the date of issue of policy to actively start using its benefits.
2. Pre-Existing Diseases (PED): PED refers to any condition, ailment, injury, or disease diagnosed up to 48 months before buying your policy. This waiting period is usually 1-4 years.
3. Specific Diseases: This waiting period, generally 1-4 years, is for a specific list of diseases provided by your insurance company.
4. Maternity Benefit & New-born Baby Cover: You can only claim for maternity-related expenses once you’ve completed this waiting period.
Here, we’ve briefly covered what waiting period in health insurance means!
Digit has one of the lowest waiting periods so don't have to wait too much to stay protected.
In this video we explain:
1. Introduction 00:00 – 00:17
2. What is Waiting Period in Health Insurance? 00:18 - 00:33
3. Types of Waiting Periods 00:34 - 00:42
4. What are Initial Waiting Periods in Health Insurance? 00:43 - 01:10
5. What are Waiting Periods for Specific Diseases? 01:11 - 01:57
6. What are PED or Pre-existing Diseases Waiting Periods? 01:58 - 02:58
7. Conclusion and Disclaimer 02:59 - 03:39
Read our simplified explanation for more details here:
What is Waiting Period in Health Insurance: A Detailed Guide: [ Ссылка ]
Health Insurance Policy Online in India: [ Ссылка ]
Everything About Pre-Existing Conditions in Health Insurance: [ Ссылка ]
Difference Between Survival Period and Waiting Period in Health Insurance: [ Ссылка ]
More on Health Insurance:
Health Insurance | Digit Insurance: [ Ссылка ]
No Room Rent Capping in Health Insurance: [ Ссылка ]
What is Family Floater Health Insurance?: [ Ссылка ]
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